The debt ceiling debate is unsettling, but pulling money out of the banking system seems unlikely to make your deposits any safer.
While drawing down savings to make a larger down payment may be a little risky, it may be preferable to having to pay mortgage insurance.
Even as more banks start to charge fees for debit card use, there are still ways to avoid them.
Find out why timing might be the deciding factor in the choice between a 15-year and a 30-year mortgage.
If you have cash resources, deciding how much to put into a home purchase means weighing interest savings against liquidity needs.
Q: If I buy a house in Maine for $320,000 with a 7% interest rate for 30 years, what will my monthly payment be? What about at 8% interest for 15 years? A: To start with direct answers to your questions, a $320,000 mortgage at 7% over 30 years would yield a monthly payment of $2,128.97. [...]