Checking Account Knowledge Center

MoneyRates.com brings you the latest info on specific checking account offers as well as tips on how to get more out of your checking account.

Choosing a Checking Account

Find out how the right checking account can help you save money by learning about:

  • Different checking account fees
  • Finding a checking account that fits your needs
  • How online checking can save you money

Managing Your Checking Account

Your checking account is the front line of your finances. Manage it to win by knowing:

  • How to avoid paying monthly maintenance fees
  • How to make sure you are covered by FDIC insurance
  • What online tools can help you avoid overdrafts

People pay hundreds of dollars in unnecessary checking account fees every year. Learning a little can help you save that money for yourself.

Why Mobile Banking Is Worth a Try: Convenience and Access

Erin Gobler
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Mobile banking has become one of the most popular ways for consumers to manage their finances. In fact, 2018 data from Statista showed that more than 73% of digital banking users use mobile banking, including a large majority of both millennials and Generation X members. So is mobile banking right for you? In this article,… Continue reading Why Mobile Banking Is Worth a Try: Convenience and Access

What Is a Second Chance Checking Account?

Rebecca Lake
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Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.

If this has happened to you, the good news is that there is a way to get back into the banking system. It’s called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.

What Is a Brokerage Checking Account?

Rebecca Lake
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Checking accounts can make money management easier. If you’re investing through an online broker, you may have the option to open a brokerage checking account. These accounts may come with features that are similar to what you’d get with traditional checking. That includes debit card access, online bill pay and mobile banking. But is a… Continue reading What Is a Brokerage Checking Account?

What Should I Do If I Was Denied for a Checking Account?

Rebecca Lake
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A checking account is one of the most basic tools you can use to manage your money. For many people, they’re essential for paying bills and making purchases with a debit card. But it’s possible that you could be denied a checking account because of negative banking history. According to the Consumer Financial Protection Bureau,… Continue reading What Should I Do If I Was Denied for a Checking Account?

Lost Money Order? How to Cancel It and Get Your Cash

Rebecca Lake
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When you have a lost or stolen money order, you may be wondering what you can do to get it back. Here’s more on what to do if a money order comes up missing.

The Cost of Sloppy Banking Habits

Richard Barrington
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How much money are your bank accounts wasting? See how better banking habits could leave you with hundreds of extra dollars by the end of a year.

Best Banks for Those Who Can’t Get A Bank Account

Erik J Martin
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Using cash for all your transactions isn’t practical or safe. That’s why it’s best to get a bank account with a debit card. Problem is, some people can’t qualify for an account at many banks. And many can’t afford the various fees charged. So what’s the best bank account for you? Probably an entry-level online or mobile bank account.

How Immigrants Can Open A Bank Account Without A Social Security Card

Rebecca Lake
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Opening a bank account as a newcomer to the U.S. takes some planning. Learn how immigrants can open a bank account without a social security card.

Checking Vs. Savings Accounts – What’s The Difference?

Richard Barrington
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What’s the difference between checking and savings accounts? Find out how each impacts the accessibility, security and earning power of your bank account, and how to find the right fit for your needs.

Best Checking Accounts for Minimizing Overdraft Fees

Richard Barrington
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Do you sometimes overdraft your account? It’s an expensive habit but there are banks that don’t charge as much when it happens. See how to find one of these banks plus other ways you can reduce the cost of your overdraft habit.

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