Charles Epstein

Find out why CDs belong in your portfolio if you need to manage cash for the short term.

Advanced asset allocation uses different management strategies along a spectrum of active and passive management – but it also uses new asset classes that can boost returns.

Managing cash and cash equivalents are essential for individuals and businesses. Cash is an asset class that impacts portfolios and business balance sheets, but it is often overlooked as an income source by individuals and businesses.

Investors looking for quality, low-cost advice might also be pleased to find the breadth of investment options available at Vanguard. Two types of advisory services are offered – the Vanguard Personal Advisor and the Vanguard Digital Advisor. The key difference is the amount of human fine-tuning between the two.

As a virtual financial-planning firm, Facet has made all client portfolios fully accessible online. The online site includes the client’s portfolio positions, assets, liabilities, goals, and progress toward reaching those goals.

Asset allocation is the process of deciding which financial instruments (stocks, fixed income, cash, real estate) you should invest in, how much risk you should assume (conservative to very aggressive), and how much money you should invest in each asset class. It is the most powerful strategy to build a top-performing investment portfolio.