What Is The Best Option for Rolling Over 401K?
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Besides the tax implications discussed in the preceding slides, you should consider the characteristics of the retirement plan options available for your rollover.
Specifically, consider the range of investment choices and the fee levels involved. A new employer’s 401(k) plan might well offer a greater range of investment capabilities and more cost efficiency than an IRA you could set up on your own. On the other hand, you may value the flexibility to choose your own provider.