Search Results

Compare jumbo money market accounts and interest rates from hundreds of banks to help maximize your earnings.

Compare jumbo savings accounts and interest rates from hundreds of banks to help maximize your earnings.

Want to make your checking account go further? Start by reducing or even eliminating fees with one of the best checking accounts identified by MoneyRates.com.

Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. With the Fed lowering rates in December and more cuts expected, the high CD and savings rates of recent years may soon…

Do you want to invest your money in a savings vehicle with a fixed interest rate? Most high-yield savings accounts offer a variable rate, meaning the rate can change at any time. You might sign up for a savings account at a highly competitive rate, only to see that rate fall a month later. That’s…

If you’d like to save some money for a short-term goal, a 2-year certificate of deposit (CD) might make sense. It can help protect your savings while earning a predictable, guaranteed return. Let’s look at what 2-year CDs are, how they work, and where you can find them. What Is a 2-Year CD? A 2-year…

There are hundreds of banks available to New Mexico savers, including state-chartered banks, online banks, and credit unions. When you’re preparing to open a new savings account, finding the right financial institution matters. Today, we’re taking a closer look at where to find the best savings accounts in New Mexico to help you decide where…

Compound interest is a powerful tool for growing your money over time. The best compound interest accounts allow you to earn interest on your deposits (principal) and on the interest that accumulates over time. Over months and years, that interest earned can significantly increase your balance, especially if your accounts have high APYs and frequent…

Raiding your emergency fund may be a good idea if you have a financial crisis. That’s what it’s there for, right?  An emergency fund is a dedicated savings account meant to cover unexpected expenses or sudden income loss.   For some households, finding money to solve a financial problem can be very challenging. According to data released by the Federal Reserve in May 2025, 37% of Americans didn’t have the money to cover $400 in unexpected expenses using cash or savings in 2024. If that’s your…

Budgeting is a well-known way to manage your personal finances. Unfortunately, known but irregular expenses can easily bust your budget. That’s where sinking funds come in. We all face nonrecurring costs that require extra resources we don’t account for when planning our budget, such as auto insurance premiums or holiday gifts. Using a credit card to cover the expense is possible, but without…