Earning money on your savings used to be rather tricky since meager interest rates made gains minimal to negligible. However, if you’ve been paying attention to interest rates on savings vehicles, you’ve likely noticed that they’ve ticked up as the Federal Reserve hiked interest rates to combat rising inflation. Chances are, you could be earning… Continue reading Earn the Best Interest Rates on Your Money Even If Rates Change
Running out of money is about as much fun as getting a flat tire on a busy freeway. If you’ve ever wished your bimonthly payday could come a bit earlier because you are in dire need of money, you might be in luck if your financial institution offers early direct deposit. In this guide, we’ll… Continue reading How to Get Your Paycheck Early: 20 Banks That Offer Early Direct Deposit
If you’re comfortable with saving online and want to earn a competitive rate, banking with BMO could be a good fit. The BMO Alto Online Savings Account features an exceptional annual percentage yield (APY) with no fees and no minimum opening deposit requirement. Choosing an online savings account vs. traditional savings can yield plenty of… Continue reading BMO Bank High Yield Savings Account Review 2025
While typical checking accounts don’t accumulate interest, interest-bearing checking accounts blend the functionalities of traditional checking with the ability to earn interest. This comprehensive guide delves into the workings of interest-bearing checking accounts and essential considerations if you’re considering opening one. What Is an Interest-Bearing Checking Account? Also known as an interest checking account, an… Continue reading Best Interest-Bearing Checking Accounts in 2025
Ancient Greek philosopher Aristotle reasoned that the primary purpose of money was as a medium of exchange for goods and services. Those of us living in the 21st century know that money serves many more functions, including the ability to earn more money on savings and other types of interest-bearing accounts. With a bit of… Continue reading How Can You Earn the Most Interest on Your Money?
If you’re looking for somewhere to park your cash, a money market account (MMA), an interest-bearing account available at many banks and credit unions, may be a good option. To help you decide whether this type of account suits your unique situation, we’ll explore the ins and outs of MMAs below. What Is a Money… Continue reading How Safe Are Money Market Accounts? Are They a Good Place to Stash Your Cash?
If earning cash back whenever you make purchases with your debit card sounds appealing, a rewards checking account could be worth checking out. MoneyRates created this guide to rewards checking to help you better understand this type of bank account and determine if it aligns with your banking needs. What Is Rewards Checking? Standard checking… Continue reading From Cash Back to Interest Rates: Find Out if a Rewards Checking Account Is Worth It
There are likely as many strategies for saving money as grains of sand on a Florida beach. However, some strategies may be more practical and easier to implement. Putting money into a certificate of deposit (CD) falls into this category, especially when you have additional liquidity that you don’t need to tap into immediately. Five-figure… Continue reading How Much Interest Does a CD Earn in a Year?
There’s a good chance you’ve heard the old saying, “Don’t put all your eggs in one basket.” It reinforces the importance of diversification in all aspects of your life, including your finances. While diversifying your cash savings takes time and effort, it’s worth it. Let’s take a closer look at what diversification is and why… Continue reading How to Diversify Your Savings for the Best Rates and Optimal Returns
NBKC Bank is an award-winning online bank and mortgage lender operating out of Kansas City. If you’re looking for a new checking, savings, or CD account, consider NBKC to open your next account. Before you do, however, it helps to know how the bank and its products work. As mentioned, NBKC is an award-winning bank… Continue reading NBKC Bank Review 2024: Checking, Savings, & CDs
