Rob Sabo

Banks, credit unions, and online financial institutions typically charge a range of fees for checking accounts. If you aren’t paying close attention to your financial institution’s fee schedule, you could be throwing away money each month since most of these fees can be avoided or waived altogether by meeting specific minimum monthly requirements. A MoneyRates survey found… Continue reading How to Avoid Checking Account Fees: A Guide to Saving Money

Earning money on your savings used to be rather tricky since meager interest rates made gains minimal to negligible.  However, if you’ve been paying attention to interest rates on savings vehicles, you’ve likely noticed that they’ve ticked up as the Federal Reserve hiked interest rates to combat rising inflation. Chances are, you could be earning… Continue reading Earn the Best Interest Rates on Your Money Even If Rates Change

Opening a checking account at an FDIC-insured bank is your ticket to financial convenience. There are many different kinds of checking accounts. We’ve created this guide to checking accounts to help you determine which type of account best fits your needs. How Does a Checking Account Work? A checking account is a basic financial tool… Continue reading Smart Money Management: Finding the Perfect Checking Account

If earning cash back whenever you make purchases with your debit card sounds appealing, a rewards checking account could be worth checking out. MoneyRates created this guide to rewards checking to help you better understand this type of bank account and determine if it aligns with your banking needs. What Is Rewards Checking? Standard checking… Continue reading From Cash Back to Interest Rates: Find Out if a Rewards Checking Account Is Worth It

While not very common anymore, every once in a while, shoppers get stuck in line behind someone writing out a paper check to pay for their groceries or purchases. Most consumers have embraced the conveniences of the digital age, which includes using debit and credit cards or digital wallets on smartphones to pay for everyday… Continue reading Can You Do Your Banking & Pay Bills Without Paper Checks?

Long before it became possible to manage your financial affairs with a few keyboard strokes and mouse clicks, people had to visit bank branches to complete their banking business physically. Sure, you could take a few $20s out of your account using the automated teller outside, but most transactions required you to work directly with… Continue reading Guide to Online Banking: How to Find the Best Online Bank

Saving money does much more than provide you with financial security and added peace of mind. It alleviates stress and sleepless nights spent fretting over money. It allows you to pay for necessary and emergency expenses. A healthy savings account is also an essential starting point for making investments that can increase your net worth.… Continue reading The Power of Micro Savings Accounts: Building Wealth One Penny at a Time

Parking extra cash into a savings account may seem like a secure way to safeguard your money, but there may be better options, especially if you don’t need to access the cash anytime soon. The good news is that savings account interest rates are up, but many big banks still offer meager interest rates that… Continue reading What Happens When a CD Reaches Maturity?

If you own a business, work in the gig economy, or are a sole proprietor, chances are you already have a business checking account. If not, here’s why you might consider opening one. Business checking accounts have sophisticated tools and solutions specifically designed to help you streamline essential business functions, such as expense tracking, invoicing,… Continue reading Unlock Financial Success: The Benefits of a Business Checking Account

For small business owners and solo gig workers, the importance of having a dedicated business checking account can’t be overstated. Business checking accounts are crucial for tracking business income and expenses. They also keep business revenue separate from personal funds. MoneyRates created this guide on business checking accounts to provide an overview of the typical… Continue reading Best Business Checking Accounts of 2024