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Maryalene LaPonsie brings over a decade of experience in personal finance and banking, making her a trusted voice in the field. This Michigan-based writer’s insights are regularly featured in outlets like U.S. News & World Report, enhancing readers’ understanding of complex financial topics. Her comprehensive coverage extends to retirement planning, helping individuals navigate their financial journeys. Maryalene’s unique perspective is enriched by her 13-year tenure in the Michigan Legislature, where she honed her analytical skills, making her a discerning commentator on banking trends and policies.

Recent Articles By Maryalene Laponsie

Are Credit Card Sign-up Bonuses Worth It?

Maryalene Laponsie
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There are plenty of enticing credit card offers available, but be smart about signing up. Here’s how to evaluate your options and select the best card for your needs.

Best Ways to Use 100,000 Credit Card Points

Maryalene Laponsie
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Once you’ve earned that amazing credit card sign-up bonus, here’s how to use it.

Best Travel Credit Cards for 2024

Maryalene Laponsie
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Travel credit cards can help you score free hotel rooms and flights. Find out more about how these cards work and which ones you should use.

The Best Savings Accounts in Washington for 2024

Maryalene Laponsie
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There are 73 local and national banks serving customers in Washington, with more than 1,400 branches in over 200 cities and towns. If you’re a resident of the Evergreen State who is looking for the best savings account to store your money, there are plenty of great options available to you. Here’s a look at… Continue reading The Best Savings Accounts in Washington for 2024

The Best Savings Accounts in Hawaii for 2024

Maryalene Laponsie
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Located approximately 2,400 miles away from its nearest neighboring state, Hawaii is vastly different in many ways from the rest of the United States. That includes its banking options. The state’s largest banks — Bank of Hawai’i and First Hawaiian — can’t be found in the contiguous United States. And you won’t find any Bank… Continue reading The Best Savings Accounts in Hawaii for 2024

The Best Savings Accounts in Texas for 2024

Maryalene Laponsie
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There’s a lot to love about Texas, not the least of which is that it’s the best state in the nation for banking, according to MoneyRates rankings. Residents have access to more than 6,400 banking locations, and the state’s institutions get high marks for customer satisfaction. If you’re searching for a savings account in Texas,… Continue reading The Best Savings Accounts in Texas for 2024

The Best Savings Accounts in South Carolina for 2024

Maryalene Laponsie
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South Carolina has nearly 40 banks and credit unions regulated by the state’s Office of the Commissioner of Banking. Plus, there are federal credit unions, online banks, and other institutions that will pay interest to residents who save money. With so many choices, where should you keep your cash? The best savings accounts in South… Continue reading The Best Savings Accounts in South Carolina for 2024

The Best Savings Accounts in Rhode Island for 2024

Maryalene Laponsie
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According to the American Banking Association, there are only seven banks headquartered in Rhode Island, but in total, 20 banks operate nearly 240 branches and offices here. That’s a drop in the bucket compared to what you’ll find in places like California, but it adds up to a lot of choices for a state that’s… Continue reading The Best Savings Accounts in Rhode Island for 2024

The Best Savings Accounts in Michigan for 2024

Maryalene Laponsie
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Surrounded by the Great Lakes, Michigan may be better known for its water than its banks, but both help make the state a good place to live. According to the Federal Deposit Insurance Corporation (FDIC), There are 81 banks in Michigan, and there are dozens of credit unions as well. Whether someone wants to bank… Continue reading The Best Savings Accounts in Michigan for 2024

The Best Savings Accounts in Maryland for 2024

Maryalene Laponsie
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There are dozens of banks in Maryland — 87 belong to the Maryland Bankers Association — offering a range of savings, checking, and investment products. Those banks operate 1,400 branches and manage $140 billion in customer deposits, but they are far from the only financial institutions operating in the state. Credit unions and online banks… Continue reading The Best Savings Accounts in Maryland for 2024

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