Checking Account Knowledge Center
MoneyRates.com brings you the latest info on specific checking account offers as well as tips on how to get more out of your checking account.
Choosing a Checking Account
Find out how the right checking account can help you save money by learning about:
- Different checking account fees
- Finding a checking account that fits your needs
- How online checking can save you money
Managing Your Checking Account
Your checking account is the front line of your finances. Manage it to win by knowing:
- How to avoid paying monthly maintenance fees
- How to make sure you are covered by FDIC insurance
- What online tools can help you avoid overdrafts
People pay hundreds of dollars in unnecessary checking account fees every year. Learning a little can help you save that money for yourself.
If you own a business, work in the gig economy, or are a sole proprietor, chances are you already have a business checking account. If not, here’s why you might consider opening one. Business checking accounts have sophisticated tools and solutions specifically designed to help you streamline essential business functions, such as expense tracking, invoicing,… Continue reading Unlock Financial Success: The Benefits of a Business Checking Account
Previously, you would have to pay for transactions with a plastic credit card or cash. These days, however, many people are using digital wallets instead. You don’t rely on physical credit cards and cash with a digital wallet. You can make payments conveniently using a smartphone, computer, smart watch, and other smart devices. Let’s take… Continue reading Going Cashless & Cardless: Exploring Digital Wallets
Capital One is a well-known name in banking, offering checking accounts, savings accounts, and CDs. If you’ve got a teenager, then you might consider opening a Capital One MONEY account for them so they can start learning the basics of personal finance. The MONEY account is a teen checking account that includes a debit card… Continue reading Capital One Money Teen Checking Review 2023
Step Bank is an online-based financial institution. It offers a comprehensive mobile app with a user-friendly interface. Its services are offered through Evolve Bank and Trust, an FDIC-insured financial institution. Step provides savings, checking, and credit accounts and related services and allows young people to begin investing their money. Step Teen Checking Account At-a-Glance Step… Continue reading Step Teen Checking Review 2023
Opening a business checking account can help you keep business and personal expenses separate. M&T Bank is one option to consider if you’re looking for traditional business checking. M&T Bank offers the Simple Checking for Business account, which you can open online or at a branch. This account is designed to make managing business finances… Continue reading M&T Bank Simple Checking for Business Review 2023
With headquarters in Birmingham, Alabama, Regions Bank is a truly Southern tradition, with about 1,500 offices and 2,000 ATMs sprinkled throughout 15 Southern and Midwestern states, as well as Texas. Those living in the area serviced by Regions Bank can enjoy a wide variety of checking, savings, and investment options, including the LifeGreen Business Checking.… Continue reading Regions LifeGreen Business Checking Account Review 2023
Have you noticed that some banks tout the size of their ATM network? Financial institutions use this as a way to let customers know it will be easy for them to manage their checking accounts and access cash. Some banks will also enable customers to use ATMs for savings account access as well. But what… Continue reading What Are ATM Networks and How Do They Work?
While some traditional banks have put conditions on their free checking accounts — such as requiring a minimum balance or a certain number of direct deposits — online banks often do the opposite. They regularly offer free checking accounts with no strings attached. The American Express checking account is no exception. Offered by American Express… Continue reading American Express® Checking Account Review of 2023
Mobile banking has become one of the most popular ways for consumers to manage their finances. In fact, 2018 data from Statista showed that more than 73% of digital banking users use mobile banking, including a large majority of both millennials and Generation X members. So is mobile banking right for you? In this article,… Continue reading Why Mobile Banking Is Worth a Try: Convenience and Access
Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.
If this has happened to you, the good news is that there is a way to get back into the banking system. It’s called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.