Checking Account Knowledge Center

MoneyRates.com brings you the latest info on specific checking account offers as well as tips on how to get more out of your checking account.

Choosing a Checking Account

Find out how the right checking account can help you save money by learning about:

  • Different checking account fees
  • Finding a checking account that fits your needs
  • How online checking can save you money

Managing Your Checking Account

Your checking account is the front line of your finances. Manage it to win by knowing:

  • How to avoid paying monthly maintenance fees
  • How to make sure you are covered by FDIC insurance
  • What online tools can help you avoid overdrafts

People pay hundreds of dollars in unnecessary checking account fees every year. Learning a little can help you save that money for yourself.

Lost Money Order? How to Cancel It and Get Your Cash

Rebecca Lake
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When you have a lost or stolen money order, you may be wondering what you can do to get it back. Here's more on what to do if a money order comes up missing.

The Cost of Sloppy Banking Habits

Richard Barrington
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How much money are your bank accounts wasting? See how better banking habits could leave you with hundreds of extra dollars by the end of a year.

Best Banks for Those Who Can't Get A Bank Account

Erik J Martin
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Using cash for all your transactions isn't practical or safe. That's why it's best to get a bank account with a debit card. Problem is, some people can't qualify for an account at many banks. And many can't afford the various fees charged. So what's the best bank account for you? Probably an entry-level online or mobile bank account.

How Immigrants Can Open A Bank Account Without A Social Security Card

Rebecca Lake
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Opening a bank account as a newcomer to the U.S. takes some planning. Learn how immigrants can open a bank account without a social security card.

Checking Vs. Savings Accounts - What's The Difference?

What's the difference between checking and savings accounts? Find out how each impacts the accessibility, security and earning power of your bank account, and how to find the right fit for your needs.

Better Ways to Find The Best Checking Account

Richard Barrington
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Changes in banking habits have made location less of an issue since the 1990s, while rising fees have made cost more significant. Isn't it time to change what you look for in a checking account?

Best Checking Accounts for 2018

We ranked the best checking accounts for 2018 on the basis of monthly maintenance fees, overdraft fees, and low minimum opening deposit. Here are the top ten free checking accounts to be found in 2018.

Finding A Second-Chance Checking Account

Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.

If this has happened to you, the good news is that there is a way to get back into the banking system. It's called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.

6 Reasons to Rethink Where You Bank

Richard Barrington
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Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.

Best Banks 2013 - Should You Switch?

Ollie Geiger
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MONEY Magazine has announced its top banks for 2013, but are these institutions good enough to attract your business?

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