Investment Knowledge Center

  A startup is a company that is still in the beginning stages of development. While the “beginning stages” of a company can be defined in very broad and loose terms, a defining feature of any startup is that it has not yet gone public. In many cases, a startup may still be in the… Continue reading How Can Average People Invest in Startup Companies?

  To issue financial securities such as stocks and bonds, an issuer typically has to register those securities with the Securities and Exchange Commission (SEC) before they can be made available to the investing public. A notable exception exists for offerings that will be made only to accredited investors.  An accredited investor is a person… Continue reading What Is an Accredited Investor?

The Federal Reserve recently announced an interest rate hike of .25% after its meeting in March. That’s big news, but it wasn’t unexpected. The majority of people who track economic and financial data had been anticipating this sort of move given the expanding economy and rising inflation. But what does a rate hike mean? And,… Continue reading Fed Rate Hikes and What They Mean for Your Retirement Money

Whether you’re new to investing or have been doing it for years, you may want to consider socially responsible investing or SRI. This is particularly true if you’re looking for a way to give back and make a positive difference in the world. Take a closer look at what SRI is and how it works… Continue reading What Is Socially Responsible Investing? How to Get Started

The history of investing has been full of innovations and trends. Cryptocurrency is the latest of these crazes, leading to a stock vs. cryptocurrency debate. As cryptocurrencies such as Bitcoin and Ethereum have jumped in value, millions of investors have tried to profit off the rise of digital payment systems. Some people have even stopped… Continue reading Stocks vs. Cryptocurrency: Which Is Better for Investing?

By investing, you can build wealth and put your money to work. It’s the key to long-term financial security. If you’d like to invest but don’t have a lot of money at your disposal, micro-investing is certainly worth considering. It can allow you to invest small amounts of money that may eventually turn into thousands… Continue reading Should You Try Micro-Investing? How to Start

  As retirement grows nearer, the thought of living without a steady income becomes scarier to some people. One way to ensure regular payments for the rest of your life is to purchase an annuity. In particular, you can choose between an immediate annuity or a deferred annuity. These retirement insurance plans offer the peace… Continue reading Immediate and Deferred Annuities: What’s the Difference?

Investing can feel like a daunting task, especially if you’re a beginner. The good news, though, is that there are investment apps designed to help you overcome most traditional barriers. But what are investing apps? How do they help you grow your wealth through investing? Let’s take a look at some of the best investment… Continue reading How to Use an Investment App

A key step in your retirement plan is deciding when you want to retire. For some, that is an exact age or milestone. Others may have a general idea in mind, but leave a little more flexibility in their choice. Regardless of how you approach your retirement decision, the fact is you may not be… Continue reading How to Deal With an Unexpected Early Retirement

Investing is often touted as a good way to build wealth over time. However, for beginners, trying to figure out the best places and ways to invest money can feel like a daunting task — especially with all the investment schemes out there. Before you part with your hard-earned cash, make sure you aren’t falling… Continue reading How to Spot an Investment Scam