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Investment Calculator

How much could your money grow if you keep investing and adding to it over time?

This calculator can help you estimate how much your initial investment could grow given the rate of return you're seeking, additional investments you make, and the length of time you have to retirement.

How to Use the Investment Calculator

You can adjust any of the settings to better reflect your situation or test different scenarios.

Starting Amount: Enter the amount of money you'll be investing initially.

Additional Contributions: If you plan to make regular contributions to your initial investment, enter that amount here. Then select how frequently you'll be making these additional contributions, whether it's weekly, monthly or annually.

Rate of Return: Enter the average annual rate of return you expect to earn on your investments.

Years to Grow: Enter the number of years you will be investing this money.

This calculator can help you estimate how much your initial investment could grow given the rate of return you're seeking, additional investments you make, and the length of time you have to retirement.

How Much Will My Investments Grow?

In , your investments would be worth .
Investment Balance in
YearInitial InvestmentTotal ContributionsInterest EarnedEnding Balance

What to Do with this Information

If your results are not as high as you expected, it may indicate that you'll experience a shortfall during retirement. You'll want to start exploring other ways to reach your financial goals now. There are plenty of ways to take action - for example, you can:

  • Reconsider your current budget to make room for extra savings each month
  • Adjust your retirement spending levels to reduce the strain on retirement savings
  • Meet with a financial advisor to learn more about investing and help you execute on your retirement plan
"Even though the average life expectancy at age 65 is 19.4 years, 37.2% of survey respondents age 65 or older reported that their retirement savings would last ten years or less at their current rate of spending. This includes 19.4% who project their savings to run out in five years or less." Richard Barrington, Senior Financial Analyst.”

Now that you have a clearer picture of how your funds can be expected to grow, you may want to create a more detailed plan. That's easier to do when you work with a financial advisor.

Most Americans need help with retirement planning according to our recent survey. But above all, stay curious and learn as much as possible about all aspects of retirement planning.