Certificate of Deposit (CD Knowledge Center)
By following hundreds of CD products, MoneyRates continually brings you the latest information on CD rates. In addition, the site has many articles on how to make the best use of CDs.
Understanding Different Types of CDs
CDs come in many varieties. Find what’s best for you by understanding options such as:
- Short- and long-term CDs
- IRA CDs
- No-penalty CDs
Getting More From Your CD
CDs often pay higher rates than savings accounts; but to really get the most from a CD, you should understand things like:
- How to find the best CD rates
- Choosing the right CD term
- Using a CD ladder
- Tax consequences of CDs
CDs can represent a commitment of months or even years. The more you know, the better you can make that commitment pay off.
Should You Use a Savings or CD Account for Some of Your Retirement Money?
The cardinal rule about investing for retirement is to keep your hands off your money until you’re retired. When you invest in your retirement, you’re investing for the long run. You put money in your 401(k) and other retirement accounts with the idea that you’ll be able to ride out the normal highs and lows… Continue reading Should You Use a Savings or CD Account for Some of Your Retirement Money?
Best 1-year CD Rates
Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. CDs offer similar safety and stability features to savings accounts, but generally have higher rates. They do require that you commit your… Continue reading Best 1-year CD Rates
Which Certificate of Deposit Account Is Right for You?
Confused about how to pick the right kind of CD? This guide describes several options and walks through the steps toward deciding which is best for you.
How to Invest In CD
If you have short-term financial goals, learning how to invest in CDs can help you maximize your return and potentially make more money than other options.
Certificate of Deposit (CD)
Could you be earning more money in a CD? Find out how CDs work and how to shop for them. Learn how they can earn you more interest, help manage your cash flow and keep your money safe.
Brokered CD – How They Work
Want a better deal on your CDs? Brokered CDs are a potential way you could get better CD terms, as long as you understand the potential risks along with the potential benefits.
Old Line Bank No-Penalty CD Review
Old Line Bank offers savings products, including no-penalty CDs. Learn how these CDs work if you’re considering opening an account.
Cit Bank No Penalty CD Review 2021
CIT Bank is an online bank offering savings and CD accounts with competitive rates. Learn how a CIT Bank No-Penalty CD works to help decide if you should open an account.
Marcus No-Penalty CD Review – Is It Right for You?
Marcus offers CDs for savers with no penalty for early withdrawal. Learn how the no-penalty CD from Marcus works to decide whether to open an account.
Best IRA CD Rates?
Looking for a CD for your IRA? Certificates of deposit can play different roles in your IRA. Learn how to use CDs and how to find the best IRA CD rates.