Savings Accounts Knowledge Center
MoneyRates tracks savings account rates from hundreds of banks and also reports on how interest-rate trends affect your savings.
Read these articles designed to help you save money and get more out of your savings.
How to Save Money
Browse through the articles listed below for advice on saving money, including:
- Planning savings to meet your goals
- Ways to save money every day
- Building an emergency fund
Getting More Out of Your Savings Account
Make the effort you put into saving money really pay off by getting more out of your bank. Find advice on:
- Choosing a bank that pays a higher interest rate
- Avoiding unnecessary bank fees
- How the latest Federal Reserve decisions affect your savings account interest
Find out how your savings can do more for you.
Looking to earn more on your savings? A high yield savings account could help, but only if you know how to kick the tires when choosing one.
If you've never hired a tax preparer before, you're probably wondering, "How much does it cost to have your taxes done by a professional?" Average tax preparation fees depend on three factors - How organized are your taxes? Where do you live? How complicated are your taxes?
The payroll tax deferral may have created controversy and confusion. You probably have a few questions yourself: Does my employer offer payroll tax deferral? Should I opt in or out? Do I have to pay the money back? How should I use the money? The fact is most employees won't be able to defer their payroll taxes. But there is a way to create your own tax deferral and control your financial destiny in 2020 and 2021.
Could you be getting more out of your savings account? Chances are the answer is yes. See ten reasons your choice of savings account can make a difference to how much you have in that account at the end of the year.
Want to earn more money this year? Switching to a high yield savings account is a quick and easy way to put more money in the bank by the end of this year.
Better than toys or fleeting memories, grandparents can help give their grandchildren a head start in life with a savings account.
Is the coronavirus outbreak changing how you bank? Here's how to protect your finances by changing some banking habits and reviewing your retirement plan.
Unsure whether you need to report small amounts of interest earned on bank accounts? Chances are you do have to report, even if the bank did not send you a Form 1099-INT. See guidelines for reporting and what you can do about earning more interest next year.
In the current climate of rock-bottom interest rates, is there a way for you to find a higher return on your savings? You may be pleasantly surprised by some of these options.