Francine L. Huff

If you’re among the approximately 60% of Americans who don’t have a will, you’ll have little say in what happens to your estate–or your children. It doesn’t matter if you have a high net worth or live in a trailer park. Here are 10 reasons you need a will.

Many people who are anxious about the stock market’s gyrations plan to put their cash in certificates of deposit (CDs). Banks usually offer higher rates of interest on CDs than regular savings accounts. For a higher yield or return on your investment, you might be interested in a callable CD. Use these comparison shopping tips to find the best CD investments for your situation.

Tiered money market accounts are safe investments that offer different interest rates depending upon your balance.