Personal Finance News: Money Tips, Investing and Planning - Page 2

Depending on how complicated your tax situation is, getting all of your documents together during tax filing season each year can be stressful and time consuming. Even if you aren’t a procrastinator the deadline can sneak up on you quickly, and before you know it you are late. However, did you know that you don’t… Continue reading How & When to File an Income Tax Extension

If you find yourself scrambling to complete your tax return in the final few weeks of the tax season, you’re not alone – millions of Americans wait until the last minute to complete their returns, the Internal Revenue Service reports. There are many reasons why it’s a good idea to complete your tax return early.… Continue reading Filing Taxes Last Minute? What You Need to Know

If you sell homemade items at craft fairs on the weekends, receive tips via a phone app, or engage in some other sort of business where you accept Venmo, PayPal, Cash App, or certain other forms of payment such as mobile card readers, you probably already know you’re required to report that income to the… Continue reading Getting Paid Through an App? You Should Know About Form 1099-K

While the start of a new year is the perfect time to improve your money habits and try out some of the hottest new money management products on the market, there’s never a bad time to do so. With a better handle on your finances, you can meet (or even exceed) your short and long-term… Continue reading Smart Money Moves to Make in 2026: Savings, CDs, & Investing

If you’re overwhelmed with debt, debt forgiveness may be an option. While it may seem like the ideal way to get out of debt, there are some pitfalls to this strategy. As long as you understand what debt forgiveness is and how it works, you can make an informed decision for your unique situation and… Continue reading Debt Forgiveness: What If You Owe the IRS at Tax Time?

Head to a typical college campus, and you’re likely to see plenty of young adults fresh out of high school. However, they aren’t the only ones preparing for a new career. About a quarter of students enrolled in public, four-year colleges were between the ages of 25 and 34 in 2019, according to the National… Continue reading Guide to Finances for Nontraditional Students

Trying to save money can be challenging. Learn some of the best ways to stop spending money to help you get your budget under control.

Should you save money or pay off debt? For total financial health, you want to carry little debt and have savings for emergencies and retirement. But few of us get off to a perfect start. If you’re looking at a pile of debt and no savings, which problem should you tackle first? The answer depends on several factors.

For disciplined consumers, plastic can be fantastic. A debit card and credit card allow you to make purchases safer and easier without having to carry cash. That begs the question: When should you use a debit card vs credit card?

The only way to improve your credit score when paying a collection (for most credit scoring models) is to convince the agency to delete your account in exchange for payment. Credit experts call this “pay for delete.” You can use this sample letter to create your own note to collection agencies.