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Richard Barrington, a Senior Financial Analyst at MoneyRates, brings over three decades of financial services expertise to the table. His insightful analyses and commentary have made him a sought-after voice in media, with appearances on Fox Business News, NPR, and quotes in major publications like The Wall Street Journal and The New York Times. His proficiency is further solidified by the prestigious Chartered Financial Analyst (CFA) designation, highlighting Richard’s depth of knowledge and commitment to financial excellence.

Recent Articles By Richard Barrington

America’s Best Rates on Savings, Money Markets and CD – 1st Quarter, 2020

Richard Barrington
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Want to earn more on your savings this year? Even though interest rates are falling for most bank customers, you can actually earn more by finding one of the best savings, money market or CD accounts.

Best Checking Accounts for Minimizing Overdraft Fees

Richard Barrington
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Do you sometimes overdraft your account? It’s an expensive habit but there are banks that don’t charge as much when it happens. See how to find one of these banks plus other ways you can reduce the cost of your overdraft habit.

States With The Lowest and Highest Income Inequality

Richard Barrington
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Are you a victim of income inequality? See which states have the widest differences in incomes, and how this might impact what you make now and in the future.

10 Job Markets Standing Up Best to Coronavirus

Richard Barrington
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Looking for a job in today’s tough economy? MoneyRates.com looked at how job markets around the country have been impacted by the coronavirus crisis to highlight the 10 states where employment conditions are holding up the best.

Moneyrates Survey Finds 1 In 3 Expect Coronavirus Crisis to Delay Retirement

Richard Barrington
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Worried about how the COVID shutdown will impact your retirement plan? You’re not alone. A new survey finds millions expect it will force them to delay retirement. See tips on protecting your retirement savings in this crisis.

States Where Financial Literacy Education Is Working

Richard Barrington
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Are schools doing a good enough job teaching financial literacy? A new study shows that besides the fact that most states don’t even bother trying, many states that do try are not doing a good enough job.

Best 1-year CD Rates 2024

Richard Barrington
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Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. CDs offer similar safety and stability features to savings accounts but generally have higher rates. They do require that you commit your… Continue reading Best 1-year CD Rates 2024

You Can Invest in a Company Before It Goes Public: Online Brokers Offering IPO Access

Richard Barrington
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Initial public offerings (IPOs) are an exciting part of the stock market, but before you join in on the hype and invest in a company’s IPO, there are a few things you should know. Once shrouded in mystery and intrigue, IPOs have become accessible to anyone who wants to invest. What Is an IPO? A… Continue reading You Can Invest in a Company Before It Goes Public: Online Brokers Offering IPO Access

How to Get A Business Loan – Complete Guide to Financing

Richard Barrington
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For most companies, business loans are an essential part of doing business. Knowing how to borrow efficiently and cost-effectively can make a difference to your bottom line. And possibly even the survival of your enterprise.

10 Best Places to Live for Young Adults 2024

Richard Barrington
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Where is a good place for young adults to live these days? MoneyRates ranked all 50 states plus the District of Columbia based on seven factors to find the best states for young adults in 2020.

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