Richard Barrington

Richard Barrington has been a Senior Financial Analyst for MoneyRates.com since 2009. He has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications.

Richard has over 30 years of experience in financial services. He graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the “CFA Institute”).

Recent Articles By Richard Barrington

What’s the Most Cash You Can Withdraw at Once?

Richard Barrington
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Is access to your money in the bank limited? Find out about how federal laws affect cash withdrawals from bank accounts.

How Do I Choose a Personal Loan?

Richard Barrington
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Personal loans can be cheaper than credit cards and more flexible than some other loan types, but they also have their limitations.

Investment Quiz: Are You A Low Risk or High Risk Investor?

Richard Barrington
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How much investment risk should you be taking? This investment quiz can help give you a general idea of what type of investment approach fits your tolerance for risk.

Merrill Edge Online Discount Brokerage Review 2023

Richard Barrington
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See how the strengths of Merrill Edge line up with competing online brokerage firms.

TD Ameritrade Review 2023

Richard Barrington
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TD Ameritrade offers advantages for small investors like quality research resources no minimum account size. But few realize how TD Ameritrade helped pioneer some features of the brokerage industry many take for granted today, such as, discounted commissions and online trading.

Ally Invest Review 2023

Richard Barrington
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TradeKing offers a combination of competitive online brokerage commissions and a wide range of investment resources.

Checking Account/ATM Fee Survey 2023

Richard Barrington
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A strange thing happened to checking account fees over the past six months — they went down. Generally speaking, checking account fees have been rising steadily over the past ten years, so it’s unusual to see that those fees declined across the board in the latest MoneyRates Checking Account fee survey. Monthly maintenance fees, overdraft… Continue reading Checking Account/ATM Fee Survey 2023

Best Gas Credit Cards for September 2023

Richard Barrington
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Earn money on your gas purchases with cash back Gas Credit Cards. Find your new gas rewards credit card here – choose from the best Gas Credit Cards.

Best Balance Transfer Cards for September 2023

Richard Barrington
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Considering a balance transfer card to pay down credit card debt? It’s important to have a plan and to pick the right card for your situation. Learn the ins and outs of balance transfer credit cards.

The Best Online Brokerages for Stock Trading in 2023

Richard Barrington
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To help you find the right fit, we gathered all the data that matters: commissions, fees, trade types, research, mobile trading platforms, customer service and more.

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