Have you noticed that some banks tout the size of their ATM network? Financial institutions use this as a way to let customers know it will be easy for them to manage their checking accounts and access cash. Some banks will also enable customers to use ATMs for savings account access as well. But what… Continue reading What Are ATM Networks and How Do They Work?

While some traditional banks have put conditions on their free checking accounts — such as requiring a minimum balance or a certain number of direct deposits — online banks often do the opposite. They regularly offer free checking accounts with no strings attached. The American Express®, member FDIC, checking account is no exception. Offered by… Continue reading American Express®, Member FDIC, Checking Account Review of 2023

Mobile banking has become one of the most popular ways for consumers to manage their finances. In fact, 2018 data from Statista showed that more than 73% of digital banking users use mobile banking, including a large majority of both millennials and Generation X members. So is mobile banking right for you? In this article,… Continue reading Why Mobile Banking Is Worth a Try: Convenience and Access

Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.

If this has happened to you, the good news is that there is a way to get back into the banking system. It’s called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.

Checking accounts can make money management easier. If you’re investing through an online broker, you may have the option to open a brokerage checking account. These accounts may come with features that are similar to what you’d get with traditional checking. That includes debit card access, online bill pay and mobile banking. But is a… Continue reading What Is a Brokerage Checking Account?

A checking account is one of the most basic tools you can use to manage your money. For many people, they’re essential for paying bills and making purchases with a debit card. But it’s possible that you could be denied a checking account because of negative banking history. According to the Consumer Financial Protection Bureau,… Continue reading What Should I Do If I Was Denied for a Checking Account?

When you have a lost or stolen money order, you may be wondering what you can do to get it back. Here’s more on what to do if a money order comes up missing.

How much money are your bank accounts wasting? See how better banking habits could leave you with hundreds of extra dollars by the end of a year.

Using cash for all your transactions isn’t practical or safe. That’s why it’s best to get a bank account with a debit card. Problem is, some people can’t qualify for an account at many banks. And many can’t afford the various fees charged. So what’s the best bank account for you? Probably an entry-level online or mobile bank account.

Opening a bank account as a newcomer to the U.S. takes some planning. Learn how immigrants can open a bank account without a social security card.