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Dan Rafter, a valued contributor at MoneyRates, brings many years of expertise in the financial sector. Specializing in areas like credit scores, lending, mortgages, and credit cards, Dan has an innate ability to simplify complex financial concepts for his readers. His insightful articles have appeared in numerous print and digital publications, making him a trusted voice in the financial community. Residing in the Chicago area, Dan continues to offer knowledge and guidance for those navigating the world of finance.

Recent Articles By Dan Rafter

6 Questions to Ask Before Opening A Savings Account

Dan Rafter
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You may be aware of the obvious differences of savings accounts, but beyond comparing interest rates, some savings accounts are better than others. Here are six questions you need to ask before opening your next savings account.

First Internet Bank – No Branches? No Problem

Dan Rafter
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As its name suggests, First Internet Bank lives in the online world, eliminating trips to tellers and branch locations.

BMO Harris Bank – Large, Historic Midwest Bank

Dan Rafter
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Learn about BMO Harris Bank products, including savings accounts, checking accounts and other online banking options.

M&T Bank – A Regional Bank With A Broad Reach In The East

Dan Rafter
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From humble beginnings in Buffalo, New York, M&T Bank today boasts more than $120 billion assets and operates more than 690 branches in the Eastern United States.

Regions Bank – Powerhouse Bank In The South, Midwest

Dan Rafter
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Regions Financial Corporation is one of the largest banks in the South and Midwest areas of the country. Regions offers a full suite of banking products. Customers, though, will have to meet certain thresholds to avoid incurring monthly fees on some of these products.

Santander Bank Review: A Global Presence, a Northeastern Base

Dan Rafter
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Learn about Santander Bank and its online banking options, including free savings and checking accounts plus money market accounts.

Understanding Lump Sum Benefits in Social Security

Dan Rafter
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Many retirees qualify for a one-time payment of up to six months of retroactive Social Security payments, but this move isn’t without its downsides.

Fifth Third Bank Review – Checking, Savings, & CD

Dan Rafter
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Fifth Third Bank traces its history back to the 1850s. Today, it’s one of the larger regional banks in the country, serving 10 states from its headquarters in Cincinnati.

TIAA Direct: Banking for Teachers, Researchers, and Medical Professionals

Dan Rafter
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TIAA Direct provides a full range of banking services for professionals who work in a wide range of academic, cultural, government and research professions.

What Your College Freshman Should Know About Money

Dan Rafter
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Too many incoming college freshmen know little about balancing checkbooks, using credit cards and creating a budget, but parents can help address this.

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