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Dan Rafter, a valued contributor at MoneyRates, brings many years of expertise in the financial sector. Specializing in areas like credit scores, lending, mortgages, and credit cards, Dan has an innate ability to simplify complex financial concepts for his readers. His insightful articles have appeared in numerous print and digital publications, making him a trusted voice in the financial community. Residing in the Chicago area, Dan continues to offer knowledge and guidance for those navigating the world of finance.

Recent Articles By Dan Rafter

Lost Your Job? Here’s How to Save Your Retirement

Dan Rafter
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Losing your job after 50 doesn’t necessarily mean your retirement-savings goals are scuttled. Learn how to protect your hard-fought savings.

Social Security Offers Lump Sums? Yes, But Beware

Dan Rafter
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Many retirees qualify for a one-time payment of up to six months of retroactive Social Security payments, but this move isn’t without its downsides.

How to Choose an Online Broker for Your Retirement

Dan Rafter
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Online robo advisors — which automatically make investment decisions for you based on the answers you fill out on surveys — are popular because they are inexpensive and expose investors to a variety of savings vehicles. But will your retirement savings suffer because these robo advisors lack the human touch?

5 Perks of Health Savings Accounts to Keep Financially Fit

Dan Rafter
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Learn five benefits of a health savings account that can boost your financial fitness.

How to Recover From The 3 Biggest Credit Score Busters

Dan Rafter
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Even if you’ve declared bankruptcy, sold a home through a short sale or lost your home to foreclosure, you can recover from each of these financial disasters.

Financial Planners’ Keys to A Happy Retirement

Dan Rafter
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What do you need to have a happy and comfortable retirement? See the tools and advice financial planners recommend to save for retirement.

Guide to Saving for Retirement When You’re Self-Employed or Freelance

Dan Rafter
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If you’re a freelancer or small business owner and your income fluctuates each month, it’s hard to save for retirement. See retirement planning tips when you have an unstable income.

Retirement Saving Stories – How 5 Regular People Save for Retirement

Dan Rafter
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Financial advisers offer plenty of advice on how to best save for retirement. But what steps are people actually taking to hit their retirement goals? MoneyRates spoke to five people about the tools and strategies they are using for retirement. Here’s what they had to say.

5 Money-Saving Tips All Millennials Need to Know About Credit Cards

Dan Rafter
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Millennials need to build a credit history, but it’s easy for them to misuse their cards. Here are five tips for responsible credit card use that all millennials need to know.

5 Huge Red Flags That Your Spouse Is Sabotaging Your Budget

Dan Rafter
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Suspect that your spouse is consciously or subconsciously sabotaging your household budget? Here are five red flags to look for to confirm your suspicions.

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