Holly Johnson

Holly Johnson is a professional writer who has been covering personal finance, credit cards and loyalty programs for more than a decade. She is passionate when it comes to explaining the ins and outs of various programs and financial products to consumers, as well as how they can make the most of the money they work hard to earn. Johnson is also the co-author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” published in 2017. She lives in Indiana with her husband and children.

Recent Article by Holly Johnson
Is a CD early withdrawal penalty really a dealbreaker? Here’s the real cost
By Holly Johnson
How can you counteract the impact of inflation? Best accounts to protect your cash
BY Holly Johnson
What is a bump-up CD? How it works and when it’s the right choice
BY Holly Johnson
What are step-up CD rates and how do they work?
BY Holly Johnson
Understanding the different types of CDs: Find your ideal certificate of deposit
BY Holly Johnson
Bump-up CDs vs. step-up CDs: Which earns more in 2026?
BY Holly Johnson
Wedding loans: What you need to know before borrowing
BY Holly Johnson