Joe Taylor

Joe Taylor, Jr., is a contributor to MoneyRates.com as well as a consultant to working musicians and creative entrepreneurs from his office in Athens, Georgia.

Before writing four books about the music industry, he served as a producer for the public radio series “World Café” and the syndicated radio series “The Difference with Todd Rundgren.” Joe earned his bachelor’s degree in communications from Ithaca College and studied Arts Management at the University of Pennsylvania.

Recent Articles By Joe Taylor

Using Personal Returns to Generate More Income

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Learn how high-yield savings accounts can turn personal returns into long-term capital gains without the fees or risks of the stock market.

Increase CD Interest Rates With Bump-Up CD

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High CD interest rates tend to come around in cycles, based on overall market conditions or on a specific bank’s desire to increase its deposit base. However, the high penalties imposed by many banks for early withdrawals make it unprofitable to switch to higher yield investments. Therefore, a number of financial institutions offer new certificates of deposits called “bump-up CDs.”

What Is The Difference Between Money Market Accounts and CD Accounts?

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When comparing deposit accounts, understanding what types of products are available and shopping for the best rates is critical. Understand how these accounts differ to determine which helps you reach your financial goals.

Zero Coupon CD – How to Invest In These High Yield CD

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Investors with longer time horizons and diversified savings portfolios may enjoy the convenience of zero coupon certificates of deposit. “Zero coupon” refers to the fact that interest accruing on this kind of CD is rolled back into the investment. Although this kind of dividend reinvestment requires additional tax planning, zero coupon CD holders enjoy some of the highest yields offered by traditional banks.

Five Advantages of Medical Savings Accounts

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Five ways that health savings accounts can help you shrink your spending and cut your stress.