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The Utah Educational Savings Plan (UESP), also known as my529, is a 27-year old nonprofit 529 educational savings plan. The state of Utah started this program in 1996 as its official and only 529 plan. It helps families save money for future qualified higher education expenses while offering valuable tax advantages. My529 is a direct-sold… Continue reading What is a my529 college savings plan?

How savings bonds work over time Understanding how savings bonds work over time can help you maximize your investment. Savings bonds are a form of government debt and are considered Treasury securities. Savings bonds are government-backed securities that help fund federal activities, are part of the U.S. savings program, and give citizens guaranteed returns. Types… Continue reading How much is a $100 savings bond worth after 30 years?

Step 1: Identify your bond type and status You need to know exactly what type of bonds you have and their current status before cashing in your savings bonds. The bond serial number is essential for identification and is required when using online calculators to determine your bond’s value. This step will give a clear… Continue reading How to cash in savings bonds: A step-by-step guide

What is a traditional savings account? A traditional savings account stands among the most common and straightforward financial tools that banks and credit unions offer. Unlike checking accounts designed for frequent transactions, traditional savings accounts help you set aside money and earn interest on your balance. Basic definition and purpose Traditional savings accounts give you… Continue reading Traditional savings accounts explained: Your guide to smart savings

A certificate of deposit (CD) can effectively grow your savings securely, helping you reach your short-term and long-term goals. New Mexico has plenty of CD options to choose from, with competitive interest rates, various terms, and plenty of other perks. Keep reading to learn how to maximize your savings with the best CD accounts in… Continue reading Best Certificates of Deposit (CD) in New Mexico for 2025

Interest rates are expected to remain high for the rest of 2025, making certificates of deposit (CDs) a good investment option for growing your personal savings. The Federal Reserve’s rate cuts in 2024 and early 2025 largely ended 5% interest rates on CDs and other savings products, but many Alaska-based financial institutions and online banks… Continue reading Best Certificates of Deposit (CD) in Alaska for 2025

Certificates of deposit (CDs) are a good vehicle to reach your financial goals because they have all the safety of the best savings accounts in West Virginia without the risks associated with other types of investments. As a result, CDs allow you to earn a higher interest rate on your balance as long as you… Continue reading Best Certificates of Deposit (CDs) in West Virginia for 2025

Certificates of deposit (CDs) are popular savings vehicles because they offer guaranteed returns with minimal risk because they are backed by the Federal Deposit Insurance Corporation.  Savers can open a certificate of deposit at a Vermont-based financial institution – we’ve highlighted the largest banks and credit unions in the state for you – or you… Continue reading Best Certificates of Deposit (CD) in Vermont for 2025

Banks and credit unions in Utah offer a wide range of certificates of deposit (CDs) that can help you get a leg up on your personal savings. Investing in CDs can bring many benefits: low risk, predictable and guaranteed returns, and interest rates that are well above what’s offered on standard savings accounts. Savers can… Continue reading Best Certificates of Deposit (CD) in Utah for 2025

A certificate of deposit, or CD, is a type of bank account that offers a fixed interest rate in return for locking up your savings for a specific amount of time. CDs usually offer considerably higher rates than traditional savings accounts, and may also offer higher rates than many high-yield savings accounts. If you live… Continue reading Best Certificates of Deposit (CDs) in Wyoming for 2025