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Kristin Marino is a seasoned voice in the finance and education sectors, with rich experience spanning decades as a writer and editor. Kristin has lent her editorial financial expertise to platforms like MoneyRates, The Balance, and MoneyGeek. With a keen ability to distill complex financial concepts into accessible insights, she remains dedicated to guiding readers toward informed financial choices.

Recent Articles By Kristin Marino

Best 1-Year CD Rates for November 2024

Kristin Marino
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Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. CDs offer similar safety and stability features to savings accounts but generally have higher rates. They do require that you commit your… Continue reading Best 1-Year CD Rates for November 2024

Money Moves to Make Before the End of the Year: It’s About Optimizing Your Savings

Kristin Marino
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Now is the perfect time to take control of your finances and prepare for a financially sound 2025. No matter your age or stage in life, there are a number of strategies that can help you make the most out of your hard-earned money in the last few months of this year. Here’s our list… Continue reading Money Moves to Make Before the End of the Year: It’s About Optimizing Your Savings

The Best Checking Accounts in Texas for 2024

Kristin Marino
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Checking accounts in Texas might be offered through local or online banks. Some Texans prefer local banks that provide strong in-person assistance, while others prefer online banks that offer round-the-clock customer service via phone, chat, or email. Choosing the best checking account means looking at the various options and deciding what best suits your needs.… Continue reading The Best Checking Accounts in Texas for 2024

Editorial Policy and Assessment Methodologies

Kristin Marino
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MoneyRates.com features product rankings in order to help consumers decide which products fit their needs. All of our rankings are based on extensive research and analysis by our MoneyRates team; they are independent of any relationships we have with advertisers.

KeyBank Checking Account Review 2024

Kristin Marino
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KeyBank serves customers in 15 states with more than 1,000 branches and over 40,000 fee-free ATMs. Headquartered in Cleveland, the original KeyCorp was founded in 1825. Since 2021, has been a leader in the digital banking space, including checking accounts that serve a variety of customer needs. KeyBank Checking At-a-Glance Overall Impression KeyBank is available… Continue reading KeyBank Checking Account Review 2024

The Best Savings Accounts in Idaho in 2024

Kristin Marino
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Idahoans don’t have the same number of banking choices as residents of larger states such as California and Texas, but that doesn’t mean they can’t still get a great savings rate. According to the FDIC, the state is home to 11 banks, and several national banks also have a presence in Idaho. However, residents’ choices… Continue reading The Best Savings Accounts in Idaho in 2024

Best and Worst States to Make A Living 2013 – Full List

Kristin Marino
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If you didn’t see your state among the best or worst, learn where it placed with this full 50-state list.

MoneyRates Interest Rate Comparison Tool

Kristin Marino
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Want to know how much more interest you could get from your savings? This tool compares savings, money market and CD rates from multiple banks to reveal what you could be earning.

America’s Best Rates 1Q 2015 – Updated June 24, 2015

Kristin Marino
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For savers, historically low interest rates have made shopping around for the best yields on deposit accounts seem not worth the time or effort.

Back-to-School Finance Guide for College Students in 2024

Kristin Marino
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Data published by the National Association of Student Financial Aid Administrators found that only 40% and 45% of newly enrolled four-year and two-year institution students, respectively, had participated in any type of personal finance course. David Sacco, practitioner in residence at the University of New Haven’s Pompea College of Business, describes the scarcity of personal… Continue reading Back-to-School Finance Guide for College Students in 2024

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