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Geoff Williams is a freelance journalist and author in Loveland, Ohio. His articles have appeared in publications such as MoneyRates, CardRatings.com, U.S. News & World Report, CNNMoney.com, The Washington Post, Entrepreneur Magazine, Forbes.com, Life Magazine, Ladies’ Home Journal, Entertainment Weekly, Cincinnati Magazine and Ohio Magazine. Williams is also the author of several books, including “Washed Away: How the Great Flood of 1913, America’s Most Widespread Natural Disaster, Terrorized a Nation and Changed It Forever” and “C.C. Pyle’s Amazing Foot Race: The True Story of the 1928 Coast-to-Coast Run Across America.”

Recent Articles By Geoff Williams

Best Business Credit Cards for 2024

Geoff Williams
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All of these business credit cards would be lucky to work for someone like you.

Best Secured Credit Cards for 2024

Geoff Williams
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Wish you could apply for a credit card without a bank treating you like an outcast? You may want to try a secured credit card.

Best Student Credit Cards for 2024

Geoff Williams
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Yes, you’re working on your studies. But you need to be working on building your credit, too.

Should You Apply for A Personal Loan or Borrow From 401(K)?

Geoff Williams
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If you need to borrow money, you might choose a personal loan or a loan against your 401(k) plan balance. This article covers the pros and cons of a personal loan and a 401(k) loan.

Auto Repair Loans for Good and Bad Credit

Geoff Williams
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If your car breaks down, you need more than a good mechanic. You need to pay for those repairs. And if your emergency savings won’t cover them, auto repair loans can fill the gap.

Pay Off Debt or Save – What’s More Important?

Geoff Williams
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Should you save money or pay off debt? For total financial health, you want to carry little debt and have savings for emergencies and retirement. But few of us get off to a perfect start. If you’re looking at a pile of debt and no savings, which problem should you tackle first? The answer depends on several factors.