Kristin Marino

Data published by the National Association of Student Financial Aid Administrators found that only 40% and 45% of newly enrolled four-year and two-year institution students, respectively, had participated in any type of personal finance course. David Sacco, practitioner in residence at the University of New Haven’s Pompea College of Business, describes the scarcity of personal… Continue reading Back-to-School Finance Guide for College Students in 2024

Most consumers know that credit reports can contain errors, but among the most common problems are split reports with information on more than person.

Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. CDs offer similar safety and stability features to savings accounts but generally have higher rates. They do require that you commit your… Continue reading Best 1-Year CD Rates for 2024

Idahoans don’t have the same number of banking choices as residents of larger states such as California and Texas, but that doesn’t mean they can’t still get a great savings rate. According to the FDIC, the state is home to 11 banks, and several national banks also have a presence in Idaho. However, residents’ choices… Continue reading The Best Savings Accounts in Idaho in 2024

Checking accounts in Texas might be offered through local or online banks. Some Texans prefer local banks that provide strong in-person assistance, while others prefer online banks that offer round-the-clock customer service via phone, chat, or email. Choosing the best checking account means looking at the various options and deciding what best suits your needs.… Continue reading The Best Checking Accounts in Texas for 2024

Understanding how a checking account works is essential for managing your finances. A checking account is a primary tool for tracking income, expenses, and cash flow. By comprehending its mechanics, you can avoid unnecessary fees, better budget your finances, and ensure the security of your funds. Knowing how transactions impact the account balance enables efficient… Continue reading Best Standard Checking Accounts in 2024

The landscape for savings, certificates of deposit, and money market accounts has transformed significantly in recent years. While the returns on these deposit accounts were once minimal, the situation has evolved positively over the past 1-2 years. We are experiencing some of the highest interest rates for these accounts in over a decade, presenting a… Continue reading 2024 Excellence in Banking Awards: Top Performers and Innovators 

The latest MoneyRates.com Checking Account Fee Survey looked at a cross-section of the banking industry and found that checking account fees have gotten more expensive over the past six months — and that these fees are getting harder to avoid.

MoneyRates.com features product rankings in order to help consumers decide which products fit their needs. All of our rankings are based on extensive research and analysis by our MoneyRates team; they are independent of any relationships we have with advertisers.

You deserve to have your money work for you. That’s why MoneyRatespiled and analyzed rates at hundreds of banks and credit unions to find the best interest rates available on several of the most popular banking products as of January 2024. Rates can change at any time, so it’s always best to check directly with… Continue reading America’s Best Rates Awards 2024