Kristin Marino

Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. CDs offer similar safety and stability features to savings accounts but generally have higher rates. They do require that you commit your… Continue reading Best 1-Year CD Rates for September 2024

KeyBank serves customers in 15 states with more than 1,000 branches and over 40,000 fee-free ATMs. Headquartered in Cleveland, the original KeyCorp was founded in 1825. Since 2021, has been a leader in the digital banking space, including checking accounts that serve a variety of customer needs. KeyBank Checking At-a-Glance Overall Impression KeyBank is available… Continue reading KeyBank Checking Account Review 2024

Idahoans don’t have the same number of banking choices as residents of larger states such as California and Texas, but that doesn’t mean they can’t still get a great savings rate. According to the FDIC, the state is home to 11 banks, and several national banks also have a presence in Idaho. However, residents’ choices… Continue reading The Best Savings Accounts in Idaho in 2024

If you didn’t see your state among the best or worst, learn where it placed with this full 50-state list.

Want to know how much more interest you could get from your savings? This tool compares savings, money market and CD rates from multiple banks to reveal what you could be earning.

For savers, historically low interest rates have made shopping around for the best yields on deposit accounts seem not worth the time or effort.

Data published by the National Association of Student Financial Aid Administrators found that only 40% and 45% of newly enrolled four-year and two-year institution students, respectively, had participated in any type of personal finance course. David Sacco, practitioner in residence at the University of New Haven’s Pompea College of Business, describes the scarcity of personal… Continue reading Back-to-School Finance Guide for College Students in 2024

Federal bank regulators seized Philadelphia-based Republic First Bank on April 26 in the first bank collapse of 2024. It’s not unusual for four or five smaller banks to fold in any given year when the economy is strong, but Republic First Bank’s failure underscores the ongoing vulnerabilities some analysts see within the banking system, particularly among… Continue reading The First Bank Collapse of 2024: How It Happened and What It Means for You

The fourth-largest credit card company in the U.S. may be poised to get bigger. In a stock-only deal worth an estimated $35 billion, Capital One plans to acquire Discover® Financial Services, the sixth-largest credit card company in the U.S., providing the plan passes regulatory and shareholder muster. If all goes as planned, the acquisition will be completed… Continue reading Capital One Proposes a Merger with Discover: How Could It Affect Banking Consumers?

Checking accounts in Texas might be offered through local or online banks. Some Texans prefer local banks that provide strong in-person assistance, while others prefer online banks that offer round-the-clock customer service via phone, chat, or email. Choosing the best checking account means looking at the various options and deciding what best suits your needs.… Continue reading The Best Checking Accounts in Texas for 2024