APR vs. APY: What’s the Difference?

Richard Barrington
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Confused by terms like “APR” and “APY”? It’s not just alphabet soup – the difference could make or cost you money. See how to use APR and APY when shopping for things like savings accounts and personal loans.

Best Way to Contribute to Your 401(k) for Tax Year 2025

Richard Barrington
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Want to pay less in taxes and have more money at retirement? Read up on how 401(k) contribution limits for 2024 affect you.

Guide to REITs: A New Way to Invest in Real Estate

Richard Barrington
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Interested to invest in real estate? REITs can provide an efficient way for ordinary investors to invest in residential and commercial real estate, but it helps to know how they work and what questions to ask before you invest.

Retirement Savings By Age: How Much You Should Have at 25, 30, 40, 50 and 65

Richard Barrington
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Most Americans are behind on retirement saving. Are you? Use these benchmarks to know where your retirement savings should stand at different ages.

Alternatives to Early 401(k) Withdrawal

Richard Barrington
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Thinking of taking money out of your 401(k) early? Make sure you understand the costs involved and some other possible alternatives.

Are You on Track for Retirement? 5 Ways to Make Sure You Can Retire on Time

Richard Barrington
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What would happen if your retirement planning assumptions turned out to be off base? See some examples of how to prepare for the unexpected by stress testing your retirement plan.

What Types of Investment Risk Are There?

Richard Barrington
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Are you protected against all forms of investment risk? Learn about 12 kinds of investment risk and what you can do to protect against them.

Why Net Worth Is Overrated

Richard Barrington
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Is your net worth the best reflection of your financial status? See how a variety of other factors play into how sustainable your wealth is.

What Is Financial Success? What Does It Mean to You?

Richard Barrington
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Looking for financial success? The first step is deciding on what financial success means to you. Once you know how you define financial success, you can choose strategies best suited to that definition.

What Is a 401(k) Employer Match?

Richard Barrington
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Are you getting the most out of your 401(k) plan? Find out how to tell whether your employer is giving you a good 401(k) contribution, and what you need to do to get the most out of the plan.

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