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Anna Baluch is a personal finance writer and expert who writes about financial topics ranging from personal and student loans to mortgages, debt relief, auto financing, and budgeting. As a contributor to MoneyRates, Anna’s insights are backed by her hands-on experience, exemplified by her achievement of paying off her mortgage in just 16 months, a journey she shared on the “Burn Your Mortgage” podcast in 2019. Her knowledge and expertise have appeared on personal finance platforms such as LendingTree, Business Insider, Credit Karma, Experian, American Express, Rocket Mortgage, U.S. News & World Report, and Policygenius. Anna is dedicated to guiding consumers toward making informed financial choices.

Recent Articles By Anna Baluch

Best Places to Save Money & Earn Interest 2024

Anna Baluch
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Whether you hope to build an emergency fund, buy a new car, go on vacation, or retire, various savings products are at your disposal. However, the ideal place for your savings will depend on your unique situation. Below we’ll take a closer look at the best places to save money and earn interest so you… Continue reading Best Places to Save Money & Earn Interest 2024

How Safe Are Money Market Accounts? Are They a Good Place to Stash Your Cash?

Anna Baluch
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If you’re looking for somewhere to park your cash, a money market account (MMA), an interest-bearing account available at many banks and credit unions, may be a good option. To help you decide whether this type of account suits your unique situation, we’ll explore the ins and outs of MMAs below. What Is a Money… Continue reading How Safe Are Money Market Accounts? Are They a Good Place to Stash Your Cash?

The Best Savings Accounts in North Dakota for 2024

Anna Baluch
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North Dakota is home to over 500 banks and more than 30 credit unions. In fact, it has more banks and credit unions per capita than any other state. If you live in the Peace Garden state and are unsure of where to store your money, rest assured there are many options available to you.… Continue reading The Best Savings Accounts in North Dakota for 2024

The Best Savings Accounts in North Carolina for 2024

Anna Baluch
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More than 20 banks are headquartered in North Carolina, such as Bank of America and BB&T. The Tar Heel state is also home to almost 70 different credit unions. If you’re a resident who is looking for a place to park your money, there are plenty of options at your disposal. Here’s a look at… Continue reading The Best Savings Accounts in North Carolina for 2024

The Best Savings Accounts in Nebraska for 2024

Anna Baluch
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Nebraska has over 390 banks and 56 credit unions, which offer services from more than 100 branch locations. If you live in the Cornhusker State, there are countless places to park your money. Since each one comes with its own pros and cons, it’s a good idea to do your research and compare the various… Continue reading The Best Savings Accounts in Nebraska for 2024

The Best Savings Accounts in Montana for 2024

Anna Baluch
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Montana is home to 463 banks in 107 different cities. There are also 46 credit unions with headquarters in the Treasure State, offering banking services from more than 100 branches. It’s clear that residents have no shortage of options for storing their money. Take a closer look at the best savings accounts in Montana. The… Continue reading The Best Savings Accounts in Montana for 2024

The Best Savings Accounts in Kansas for 2024

Anna Baluch
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Currently, there are 50 banks headquartered in Kansas. This figure doesn’t include the online banks and credit unions serving residents across the Sunflower State. If you’re a Kansas saver trying to figure out where to park your money, you’ve come to the right place. Here’s our roundup of the best savings accounts in Kansas. The… Continue reading The Best Savings Accounts in Kansas for 2024

The Best Savings Accounts in Alabama for 2024

Anna Baluch
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If you live in Alabama, you might be interested to know that there are over 200 banks and credit unions headquartered in the state. There are also a number of other banks that serve Alabama through brick-and-mortar locations and online banking. Where can you find the best savings accounts in Alabama? Below we’ll dive deep… Continue reading The Best Savings Accounts in Alabama for 2024

The Best 2-Year CD Rates for July 2024

Anna Baluch
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If you’d like to save some money for a short-term goal, a 2-year certificate of deposit (CD) might make sense. It can help protect your savings while earning a predictable, guaranteed return. Let’s look at what 2-year CDs are, how they work, and where you can find them. What Is a 2-Year CD? A 2-year… Continue reading The Best 2-Year CD Rates for July 2024

Boost Savings and Stay Motivated by Putting Your Money into Buckets

Anna Baluch
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Whether you’re new to saving money or looking to improve your strategy, categorizing your savings is a brilliant way to visualize your financial goals. Also known as bucketing, this concept allows you to organize your financial goals and save for a variety of short- and long-term goals. Learn how splitting your savings into buckets works… Continue reading Boost Savings and Stay Motivated by Putting Your Money into Buckets

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