Imagine you buy a pair of shoes with your debit card. The shoes cost more than the money you have in your checking account. Even though you walk away with your new shoes, you’ve overdrafted your account. Rest assured, you’re not alone, as overdrafts happen frequently. Below, we’ll dive deeper into what you need to… Continue reading What Happens With a Checking Overdraft & How Can You Avoid Charges?

The Citi Priority Checking account comes with a variety of benefits, such as a generous signup bonus, waived fees, and special deals on other products and services. Take a closer look at the Citi Priority Checking account to decide if it makes sense for your finances. Citi Priority Checking Account At-a-Glance Pros and Cons of… Continue reading Citi Priority Checking Account Review 2024

If you’re looking for somewhere to park your cash, a money market account (MMA), an interest-bearing account available at many banks and credit unions, may be a good option. To help you decide whether this type of account suits your unique situation, we’ll explore the ins and outs of MMAs below. What Is a Money… Continue reading How Safe Are Money Market Accounts? Are They a Good Place to Stash Your Cash?

By investing, you can build wealth and put your money to work. It’s the key to long-term financial security. If you’d like to invest but don’t have a lot of money at your disposal, micro-investing is certainly worth considering. It can allow you to invest small amounts of money that may eventually turn into thousands… Continue reading Should You Try Micro-Investing? How to Start

You need to lock in competitive interest rates on your savings accounts to earn a great income on your cash deposits. But there are countless banks and savings accounts, so how do you choose? Here’s what you need to know about Raisin and how it works. What Is Raisin? Founded in 2012 as SaveBetter, Raisin… Continue reading Maximizing Cash Deposits with Raisin’s High-Yield Savings Marketplace

While the start of a new year is the perfect time to improve your money habits and try out some of the hottest new money management products on the market, there’s never a bad time to do so. With a better handle on your finances, you can meet (or even exceed) your short and long-term… Continue reading Smart Money Moves to Make in 2024: Savings, CDs, & Investing

Grain is a combination of digital credit card and personal loan based on your income or cash flow. Once you transfer money from the app to your checking account, you can pay your expenses as usual and repay it at the end of your billing cycle. Here’s a closer look at the Grain app and… Continue reading Grain Line of Credit & Loan Review 2024

There’s a good chance you’ve heard the old saying, “Don’t put all your eggs in one basket.” It reinforces the importance of diversification in all aspects of your life, including your finances. While diversifying your cash savings takes time and effort, it’s worth it. Let’s take a closer look at what diversification is and why… Continue reading How to Diversify Your Savings for the Best Rates and Optimal Returns

You should consider a CD if you have $1,000 to invest. With a CD, you can enjoy guaranteed returns and maybe earn more interest than in a high-yield savings account. Let’s dive deeper into how much you may earn with a $1,000 CD investment. What’s the Difference Between a CD and a Savings Account? You… Continue reading Why You Should Put $1,000 Into a CD Today

Whether you’re new to investing or have been doing it for years, you may want to consider socially responsible investing or SRI. This is particularly true if you’re looking for a way to give back and make a positive difference in the world. Take a closer look at what SRI is and how it works… Continue reading What Is Socially Responsible Investing? How to Get Started