If you’re overwhelmed with debt, debt forgiveness may be an option. While it may seem like the ideal way to get out of debt, there are some pitfalls to this strategy. As long as you understand what debt forgiveness is and how it works, you can make an informed decision for your unique situation and… Continue reading Debt Forgiveness: What If You Owe the IRS at Tax Time?

Head to a typical college campus, and you’re likely to see plenty of young adults fresh out of high school. However, they aren’t the only ones preparing for a new career. About a quarter of students enrolled in public, four-year colleges were between the ages of 25 and 34 in 2019, according to the National… Continue reading Guide to Finances for Nontraditional Students

Trying to save money can be challenging. Learn some of the best ways to stop spending money to help you get your budget under control.

Should you save money or pay off debt? For total financial health, you want to carry little debt and have savings for emergencies and retirement. But few of us get off to a perfect start. If you’re looking at a pile of debt and no savings, which problem should you tackle first? The answer depends on several factors.

For disciplined consumers, plastic can be fantastic. A debit card and credit card allow you to make purchases safer and easier without having to carry cash. That begs the question: When should you use a debit card vs credit card?

The only way to improve your credit score when paying a collection (for most credit scoring models) is to convince the agency to delete your account in exchange for payment. Credit experts call this “pay for delete.” You can use this sample letter to create your own note to collection agencies.

The class of 2018 graduated with an average college debt of $29,200 each, according to The Institute for College Access and Success. And things are getting worse. Because the previous year’s figure had been $28,650. So is it possible to leave debt-free? Certainly. And even if you can’t quite manage that happy state, you should be able to keep your loans well below average. So read on to discover how you can dramatically reduce your educational costs.

If your financial problems are serious, you might consider debt settlement or bankruptcy. Learn how to decide which solution is right for you.

A hurricane can be disruptive to your finances in several ways. Learn some of the most helpful steps to take in recovering financially from a hurricane or another natural disaster.

How can a checking account manage your finances? Find out the benefits of a checking account, and how to get those benefits without paying for them.