The Risks of High-Yield Investment Programs

Richard Barrington
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Above average yields are generally a sign of risk, such as default risk, currency risk or the risk of being taken in a scam.

Is Your Spouse Frugal or Just Really Cheap? 5 Ways to Find Out

Maryalene Laponsie
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Does your spouse have a death grip on the household purse strings? These five tips may help with dealing with your thrifty partner.

The Active vs. Passive Investing Debate

Richard Barrington
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Despite the debate over whether active or passive investment strategies are better, you would do well to understand and incorporate both into your overall approach.

How to Open a Checking Account When You Have Bad Credit

Maryalene Laponsie
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You have bad credit, but that doesn’t have to mean a checking account is out of reach.

How to Understand Credit Rating Reports and Raise Your Score

Richard Barrington
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Maintaining a good credit score entails understanding what it comprises and how you can impact it.

Personal Finance Checklist for Age 40

Richard Barrington
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Age 40 often means entering the prime of your career and the heart of your family life, and your finances should adjust accordingly.

Retirement Saving Stories – How 5 Regular People Save for Retirement

Dan Rafter
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Financial advisers offer plenty of advice on how to best save for retirement. But what steps are people actually taking to hit their retirement goals? MoneyRates spoke to five people about the tools and strategies they are using for retirement. Here’s what they had to say.

Leasing Vs Buying A Car – Questions to Ask

Richard Barrington
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There are several things to consider when you are trying to decide whether to buy or lease a car.

401(k) Retirement Savings Plan Basics

Richard Barrington
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9 basics that will help you understand how to use your 401(k) plan.

How to Establish Good Credit Starting With Your First Credit Card

Richard Barrington
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It takes some effort to establish credit initially, plus an ongoing effort to maintain good credit.

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