Many believe that the best way to finance a cruise, or any non-essential short-term purchase, is to not finance it. To pay cash. But there can be good reasons to borrow money for a cruise – both personal and even financial. By paying early for your cruise, you can save up to 50%, and even get extra perks like free wifi, drinks packages and restaurant upgrades.

What happens when you create and stick to a budget? You transform your life. You gain control and confidence. And you free yourself to attain goals you thought were beyond your reach.

How long does it take to raise your credit score? Possibly not long. If your goal is to increase your FICO score, follow these steps. You’ll raise your credit score fast and pay less for everything.

How do you choose an engagement ring? And, perhaps more importantly, how do you pay for an engagement ring? Money problems cause one in three divorces, so read on to avoid broken hearts and bank accounts.

You finished your tax return. But unfortunately you owe the IRS and don’t have the money to pay your tax bill. What are your options?

Our lives are filled with parties, from impromptu small gatherings after work to huge bashes at destination resorts. While some don’t see the need for over-the-top events, others wouldn’t miss them. After all, big-ticket celebrations are part of many of the cultures that make up the American landscape. But the big question is how to pay for party costs?

In an emergency, you might not have money to pay vet bills. Veterinary fees can run into thousands. That’s why setting up a personal loan for veterinarian costs can be a smart move.

Medial tourism cost can be much lower than healthcare cost in the US. A personal loan for medical tourism can get you healthy faster and cheaper.

A personal loan to pay for wedding costs can save you money and help you pull off the occasion you want. Find the best wedding dress loans and learn to to apply for a wedding loan here.

Personal loan providers must by law disclose their loan’s APR, or annual percentage rate, when they make you an offer. That’s because APR is about more than the interest rate – it also includes the loan’s cost. The personal loan APR helps you compare loan offers. Even when the loans have different interest rates and costs.