Moneyrates Search Results - How Risky Are Certificates of Deposit

Find out why CDs belong in your portfolio if you need to manage cash for the short term.

Volatility in the stock market can unravel the most carefully constructed investment portfolio. Certificates of Deposit (CDs) offer a hedge against market turmoil by providing guaranteed returns and little to no risk. CDs are a great option for both short- and long-term savings. Use this guide to help find the best CD rates in Maine.… Continue reading Best Certificates of Deposit Rates in Maine for 2025

Delaware residents who want guaranteed returns might find certificates of deposits (CDs) worthwhile. Fortunately, several CD products are available to help you meet various short- and long-term financial goals. Below, we’ll dive deeper into the best CD rates from banks and credit unions in the First State. Top CD Rates in Delaware Popular Banks and… Continue reading Best Certificate of Deposit (CD) Rates in Delaware for 2025

Ohio residents searching for a low-risk way to save money may want to explore certificates of deposit (CDs). Whether you hope to save for a house, go on a dream vacation, renovate your home, or anything in between, this guide can help you zero in on the best CD rates from banks and credit unions… Continue reading Best Certificate of Deposit (CD) Rates in Ohio for 2025

Certificates of deposit (CDs) offer Illinois residents a safe and predictable way to grow their savings while earning a fixed interest rate. Whether you’re saving for a short-term goal or planning for the future, CDs provide stability and guaranteed returns with minimal risk.  This guide highlights the best CD rates in Illinois, including those available… Continue reading Best Certificates of Deposit (CDs) in Illinois for 2025

Certificates of deposit (CDs) appeal to many savers and investors because they offer fixed returns with almost none of the potential risk factors associated with other types of investments. The Federal Deposit Insurance Corp. also insures CDs for up to $250,000. Certificates of deposit have grown in popularity in recent years as the Federal Reserve… Continue reading Minding Your Bank: Why You Have to Be Careful When Your CD Matures

Learn how a CD ladder can work to your advantage, and how to set it up.