Michele Lerner

Since 1812, when the financial institution known today as Citibank was founded as the City Bank of New York, the company has been on the leading edge of banking.

When it comes to unique savings and investment products, EverBank is one of the industry’s leaders. While it has 10 brick-and-mortar banking and lending branches in Florida, its online accounts — and the terms that come with them — are the source of much of the attention around this institution. Headquartered in Jacksonville, Florida, EverBank… Continue reading Everbank Offers High-Yield Pledge to Savers

Flagstar Bank, the largest bank headquartered in Michigan, celebrated its 25^th anniversary in 2012. The bank is one of the 15 largest savings banks in the country.

Some consumers may assume that direct banks — a term for financial institutions that exist primarily online — are new and inexperienced additions to the banking world. But with some direct banks, such as FNBO Direct, the online-only operation is simply a division of a financial institution that’s been in business for decades. Despite its… Continue reading Fnbo Direct – Cutting-Edge Accounts, 150-Year History

Mutual of Omaha Bank offers a wide range of deposit accounts and services to customers across the nation, including mobile and online banking. The bank has grown through the acquisition of other community banks, as well as bringing in new customers through its online banking operation.

If you need to finance a home renovation, an FHA 203(k) loan may be your solution.

If you are among the nation’s estimated 20 million upside-down homeowners, the revised Home Affordable Refinance Program (HARP) may be playing your song.

If you are a homeowner with a mortgage insured by the Federal Housing Administration (FHA), you may soon be eligible for an streamline refinance at a lower cost.

Recasting is another way to lower your monthly mortgage payments, but there is one catch.

ING DIRECT, a pioneer in the realm of online-only direct banking, is backed by ING. ING has built its reputation in the U.S. by offering innovative online checking and savings accounts, as well as other unique financial products.