What Is a Balance Transfer Credit Card and How Does It Work?

Richard Barrington
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Want help with credit card debt? Used the right way, balance transfer credit cards can help you pay less interest and pay off your debt faster. See how to make this happen.

How to Pay Off Credit Card Debt Faster

Richard Barrington
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Sick of making credit card payments? These tips can help you get out from under credit card debt sooner.

Will My Credit Card Rate Drop After The Fed Rate Cuts?

Richard Barrington
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Expecting a lower credit card rate after the Fed slashed its interest rates? See why the two aren’t that closely linked, and what you can do to make sure you get a better rate.

Should You Use Savings to Pay Off Credit Card Debt?

Richard Barrington
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Do you have both savings and credit card debt? See why putting your savings toward paying down credit card debt might be an especially good move in today’s interest-rate environment.

Beginner’s Guide to Using Credit Responsibly

Richard Barrington
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Credit mistakes can take years to recover from, so it is important to establish good credit habits right from the start. Follow these 10 tips for beginners to help harness this powerful financial tool.

9 Questions to Ask Before Taking on Debt

Richard Barrington
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Getting into debt can be too easy at times, but asking some challenging questions can help you avoid taking on debt that isn’t worthwhile.

Should You Consolidate Your Credit Card Debt?

Richard Barrington
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Debt consolidation can be either a useful tool or a costly mistake. It helps to understand your goals and how to best pursue them.

10 Things to Know to Maximize Credit Card Rewards

Richard Barrington
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Get the most out of credit card reward programs by knowing the best ways to use your cards.

Is Refinancing Your Debt a Good Idea

Richard Barrington
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Refinancing your credit card or student loan debt can be a wise move — unless one of these downsides sours the deal.

7 Teachable Moments for Financial Literacy

Richard Barrington
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Financial literacy is often a neglected aspect of education, but there are several opportunities in everyday life to share your knowledge with your kids

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