Credit Card Knowledge Center
In addition to the research we do to explain current credit card offers, MoneyRates.com’s articles are designed to help you better understand how credit cards work and how to use them to advantage.
Understanding Credit Cards: From APR to Zero Interest Deals
Credit cards offers have many parts. Things that seem like small details can save – or cost you – a lot of money.
A few minutes of research can really pay off. Links on this page can help you better understand key concepts like:
- How APR works
- What to know about credit card fees
- Cash back and other reward credit card deals
- When to use balance transfer credit cards
The more you know, the better able you’ll be to choose the card that’s right for your needs.
Applying for a Credit Card and Managing Your Account
Picking the right credit card offer is just the start. What you do next can make even more difference. Learn about:
- What factors affect your credit card application
- How to handle your payments
- Keeping your credit score in good shape.
Check out the articles below to learn more about credit cards.
Using a mobile wallet to manage credit card information can make your financial life easier. And it could help keep your card information safe and secure from hackers as well. The coronavirus pandemic has helped fuel an uptick in the use of mobile payments. In a survey from Kingsmen Software, 55% of Americans said they’re… Continue reading iWallet and Google Wallet: How to Use Them to Manage Credit Cards
Cryptocurrency in all its variations is moving into the mainstream alongside stocks and bonds as an investment option. In fact, 41% of adults say they’re interested in crypto, according to Gemini’s 2022 State of U.S. Crypto report. Credit card companies are capitalizing on that interest by offering credit cards that rewards you with Bitcoin and… Continue reading What Is a Crypto Credit Card?
All of these business credit cards would be lucky to work for someone like you.
Earn money on your gas purchases with cash back Gas Credit Cards. Find your new gas rewards credit card here – choose from the best Gas Credit Cards.
Yes, you’re working on your studies. But you need to be working on building your credit, too.
Wish you could apply for a credit card without a bank treating you like an outcast? You may want to try a secured credit card.
Travel credit cards can help you score free hotel rooms and flights. Find out more about how these cards work and which ones you should use.
The best prepaid debit cards help you avoid getting into debt because you’re never spending money you don’t have. They are safer than carrying cash and have the worldwide acceptance that comes with Visa and Mastercard. Prepaid debit cards are also a useful budgeting tool and can help you learn to allocate your money responsibly.
Whether you want to earn rewards for gas, groceries or dining, we have recommendations for you.
Considering a balance transfer card to pay down credit card debt? It’s important to have a plan and to pick the right card for your situation. Learn the ins and outs of balance transfer credit cards.