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How Much House Can I Afford?

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Written by Kristin Marino
Financial Expert
Why MoneyRates is your trusted source

Wondering “How much mortgage can I afford?” See how much your monthly mortgage payment will be by entering the length of the loan, your mortgage loan interest rate and the total loan amount.

Mortgage Payment Calculator

Loan Term (months)
Months
Interest rate
Loan Amount
 
Your Monthly Payment Would be:
$0.00

Calculation Methodology: Uses the standard mortgage payment formula to estimate the fixed monthly principal-and-interest payment needed to amortize a loan over the selected term at the given interest rate.

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Kristin Marino
Financial Expert
Kristin Marino is a seasoned voice in the finance and education sectors, with rich experience spanning decades as a writer and editor. Kristin has lent her editorial financial expertise to platforms like MoneyRates, The Balance, and MoneyGeek. With a keen ability to distill complex financial concepts into accessible insights, she remains dedicated to guiding readers toward informed financial choices.