Brandon Renfro

Brandon Renfro is a Certified Financial Planner (CFP), a Retirement Income Certified Professional (RICP), and an IRS credentialed Enrolled Agent (EA). He runs his own retirement and wealth management firm and is an assistant professor of finance. Brandon is a regular contributor to MoneyRates and several other financial publications. Brandon’s wealth of expertise and practical knowledge have led to him being quoted in The Wall Street Journal, Forbes, U.S. News & World Report, AARP, Business Insider, and other national publications.

Recent Articles By Brandon Renfro

What Is an Accredited Investor?

Brandon Renfro
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  To issue financial securities such as stocks and bonds, an issuer typically has to register those securities with the Securities and Exchange Commission (SEC) before they can be made available to the investing public. A notable exception exists for offerings that will be made only to accredited investors.  An accredited investor is a person… Continue reading What Is an Accredited Investor?

Fed Rate Hikes and What They Mean for Your Retirement Money

Brandon Renfro
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The Federal Reserve recently announced an interest rate hike of .25% after its meeting in March. That’s big news, but it wasn’t unexpected. The majority of people who track economic and financial data had been anticipating this sort of move given the expanding economy and rising inflation. But what does a rate hike mean? And,… Continue reading Fed Rate Hikes and What They Mean for Your Retirement Money

How to Deal With an Unexpected Early Retirement

Brandon Renfro
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A key step in your retirement plan is deciding when you want to retire. For some, that is an exact age or milestone. Others may have a general idea in mind, but leave a little more flexibility in their choice. Regardless of how you approach your retirement decision, the fact is you may not be… Continue reading How to Deal With an Unexpected Early Retirement

Money Issues In Retirement That Can Derail Your Plans

Brandon Renfro
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There are certain key points that everyone thinks about as they prepare for retirement. How much money you need to have saved, what your budget will look like, and when to file for Social Security benefits and Medicare are pretty standard things to consider when planning for retirement. However, everything in retirement is not the… Continue reading Money Issues In Retirement That Can Derail Your Plans

Retirement Costs You May Not Be Expecting

Brandon Renfro
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Planning for retirement requires thinking through how you will approach paying for the things you need once you stop working. You’ll need to estimate what your retirement expenses will be and consider how any sources of income you have available such as Social Security, investments, retirement accounts, or pensions will cover them. Some retirement costs… Continue reading Retirement Costs You May Not Be Expecting

IRA vs. Annuity: Which Is Better for Your Retirement Savings?

Brandon Renfro
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You have a lot of options to choose from when deciding how to save for retirement. There are different account types, some of which are provided by your employer and some that you open on your own. There are also many different investments to pick from whether that is inside a retirement account or a… Continue reading IRA vs. Annuity: Which Is Better for Your Retirement Savings?

401(k) Money Moves to Make Before the End of the Year

Brandon Renfro
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Participating in your company’s 401(k) plan is an excellent way to save for retirement. A 401(k) isn’t something that you should just sign up for and forget about, though. There are some things you will need to periodically review to make sure you are getting the most benefit from your savings. The middle of the… Continue reading 401(k) Money Moves to Make Before the End of the Year