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Maryalene LaPonsie brings over a decade of experience in personal finance and banking, making her a trusted voice in the field. This Michigan-based writer’s insights are regularly featured in outlets like U.S. News & World Report, enhancing readers’ understanding of complex financial topics. Her comprehensive coverage extends to retirement planning, helping individuals navigate their financial journeys. Maryalene’s unique perspective is enriched by her 13-year tenure in the Michigan Legislature, where she honed her analytical skills, making her a discerning commentator on banking trends and policies.

Recent Articles By Maryalene Laponsie

How to Start Investing With $100 or Less

Maryalene Laponsie
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With the exception of a big bump at the start of the coronavirus pandemic, the stock market has been riding high for the past decade. The S&P 500, a stock index, has seen an average annual growth of 13.6%, according to investment bank Goldman Sachs. That means money invested in 2010 could be worth nearly… Continue reading How to Start Investing With $100 or Less

Long on Resolutions, Short on Results? How to Actually Reach Your Money Goals

Maryalene Laponsie
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Every year, people fail to keep their financial resolutions. Here’s how to make 2021 different.

What Happens When You Max Out Your Credit Card?

Maryalene Laponsie
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A maxed-out credit card can affect your credit score and your ability to get a loan. Here’s what you need to know about hitting your credit limit and how to get your finances back on track.

Are Credit Card Sign-up Bonuses Worth It?

Maryalene Laponsie
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There are plenty of enticing credit card offers available, but be smart about signing up. Here’s how to evaluate your options and select the best card for your needs.

The Best Savings Accounts in Maryland for 2024

Maryalene Laponsie
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There are dozens of banks in Maryland — 87 belong to the Maryland Bankers Association — offering a range of savings, checking, and investment products. Those banks operate 1,400 branches and manage $140 billion in customer deposits, but they are far from the only financial institutions operating in the state. Credit unions and online banks… Continue reading The Best Savings Accounts in Maryland for 2024

Linqto Review 2024: How It Works & Who Can Invest

Maryalene Laponsie
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Linqto provides accredited investors with a low-cost and accessible way to invest in some of the hottest private companies. This is one way people were able to get their foot in the door with businesses such as Coinbase and NerdWallet before they became publicly traded. What Is Linqto? Linqto is an online platform that makes… Continue reading Linqto Review 2024: How It Works & Who Can Invest

What Are ATM Networks and How Do They Work?

Maryalene Laponsie
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Have you noticed that some banks tout the size of their ATM network? Financial institutions use this as a way to let customers know it will be easy for them to manage their checking accounts and access cash. Some banks also enable customers to use ATMs for savings account access. But what exactly is an… Continue reading What Are ATM Networks and How Do They Work?

The Best Savings Accounts in Texas for 2024

Maryalene Laponsie
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There’s a lot to love about Texas, not the least of which is that it’s the best state in the nation for banking, according to MoneyRates rankings. Residents have access to more than 6,400 banking locations, and the state’s institutions get high marks for customer satisfaction. If you’re searching for a savings account in Texas,… Continue reading The Best Savings Accounts in Texas for 2024

The Best Savings Accounts in Washington for 2024

Maryalene Laponsie
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There are 73 local and national banks serving customers in Washington, with more than 1,400 branches in over 200 cities and towns. If you’re a resident of the Evergreen State who is looking for the best savings account to store your money, there are plenty of great options available to you. Here’s a look at… Continue reading The Best Savings Accounts in Washington for 2024

The Best Savings Accounts in South Carolina for 2024

Maryalene Laponsie
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South Carolina has nearly 40 banks and credit unions regulated by the state’s Office of the Commissioner of Banking. Plus, there are federal credit unions, online banks, and other institutions that will pay interest to residents who save money. With so many choices, where should you keep your cash? The best savings accounts in South… Continue reading The Best Savings Accounts in South Carolina for 2024

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