Maryalene Laponsie

Maryalene LaPonsie is a Michigan-based freelance writer specializing in education, personal finance and retirement topics. She is a weekly contributor to U.S. News & World Report, and her work has been featured on MoneyTalksNews, MSN, FOX Business, CBS News and elsewhere online.

Prior to writing full-time, Maryalene spent 13 years working in the Michigan Legislature as a legislative staff member.

Recent Articles By Maryalene Laponsie

4 Moves You Need to Make Immediately After Your Credit Card Is Hacked

Maryalene LaPonsie
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If you've been the victim of credit card theft, don't waste any time before taking these four steps.

What Happens When You Max Out Your Credit Card?

Maryalene LaPonsie
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A maxed-out credit card can affect your credit score and your ability to get a loan. Here's what you need to know about hitting your credit limit and how to get your finances back on track.

10 Biggest Credit Card Mistakes You're Making, Even If You Think You're an Expert

Maryalene LaPonsie
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Think you're a credit card master? You could still be making these mistakes.

Best Rewards Credit Cards for February 2021

Maryalene LaPonsie
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Whether you want to earn rewards for gas, groceries or dining, we have recommendations for you.

Best Travel Credit Cards for February 2021

Maryalene LaPonsie
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Travel credit cards can help you score free hotel rooms and flights. Find out more about how these cards work and which ones you should use.

Best Cash Back Credit Cards for February 2021

Maryalene LaPonsie
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Selecting the right cash-back credit card could mean the difference between getting 1% back or 6% back on your purchases.

Financial Fraud - Helping Your Parent Recover

Maryalene LaPonsie
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Seniors are a prime target for con artists. Here's how to help if you suspect your mother or father has been taken for a ride.

7 Financial Moves to Make Before Your First Child

Maryalene LaPonsie
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Read how to get your money matters in order before bringing your first child home.

5 Misconceptions About Robo-Advisors for Retirement Savings

Maryalene LaPonsie
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Robo-advisors are a hot trend in the finance world for retirement saving, but do you truly understand them?

Is Your Spouse Frugal or Just Really Cheap? 5 Ways to Find Out

Maryalene LaPonsie
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Does your spouse have a death grip on the household purse strings? These five tips may help with dealing with your thrifty partner.