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Maryalene LaPonsie brings over a decade of experience in personal finance and banking, making her a trusted voice in the field. This Michigan-based writer’s insights are regularly featured in outlets like U.S. News & World Report, enhancing readers’ understanding of complex financial topics. Her comprehensive coverage extends to retirement planning, helping individuals navigate their financial journeys. Maryalene’s unique perspective is enriched by her 13-year tenure in the Michigan Legislature, where she honed her analytical skills, making her a discerning commentator on banking trends and policies.

Recent Articles By Maryalene Laponsie

Best Rewards Credit Cards for 2024

Maryalene Laponsie
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Whether you want to earn rewards for gas, groceries or dining, we have recommendations for you.

Best Cash Back Credit Cards for 2024

Maryalene Laponsie
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Selecting the right cash-back credit card could mean the difference between getting 1% back or 6% back on your purchases.

Are Credit Card Sign-up Bonuses Worth It?

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There are plenty of enticing credit card offers available, but be smart about signing up. Here’s how to evaluate your options and select the best card for your needs.

Keybank Review – Comprehensive Banking With Rewards

Maryalene Laponsie
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KeyBank offers full-service banking to customers in states across the nation, from Alaska to Maine. Although the company traces its roots back to 1825, the current KeyBank was formed in 1994 when KeyCorp of Albany, New York, merged with Cleveland’s Society Corporation.  KeyBank has been honored numerous times for its customer service, mobile banking, and… Continue reading Keybank Review – Comprehensive Banking With Rewards

How to Get the Best Savings Rate from Banks

Maryalene Laponsie
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If you pay attention to financial news, you’ve probably heard that now is the time to refinance your house. Interest rates are near historic lows, and that’s great news for homebuyers. However, it isn’t such great news for your savings account. That’s because the same economic forces that keep mortgage rates low also keep savings… Continue reading How to Get the Best Savings Rate from Banks

Finding The Best Personal Loan Rates: Strategies and Tips

Maryalene Laponsie
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Personal loans can come in handy in all sorts of situations. You might use one to consolidate debt, purchase a vehicle, or complete home repairs. In most cases, these loans are unsecured, which means you won’t have to put up any property, such as your home, as collateral. If you’re in the market for a… Continue reading Finding The Best Personal Loan Rates: Strategies and Tips

The Best Savings Accounts in Texas for 2024

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There’s a lot to love about Texas, not the least of which is that it’s the best state in the nation for banking, according to MoneyRates rankings. Residents have access to more than 6,400 banking locations, and the state’s institutions get high marks for customer satisfaction. If you’re searching for a savings account in Texas,… Continue reading The Best Savings Accounts in Texas for 2024

The Best Savings Accounts in South Carolina for 2024

Maryalene Laponsie
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South Carolina has nearly 40 banks and credit unions regulated by the state’s Office of the Commissioner of Banking. Plus, there are federal credit unions, online banks, and other institutions that will pay interest to residents who save money. With so many choices, where should you keep your cash? The best savings accounts in South… Continue reading The Best Savings Accounts in South Carolina for 2024

The Best Savings Accounts in Rhode Island for 2024

Maryalene Laponsie
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According to the American Banking Association, there are only seven banks headquartered in Rhode Island, but in total, 20 banks operate nearly 240 branches and offices here. That’s a drop in the bucket compared to what you’ll find in places like California, but it adds up to a lot of choices for a state that’s… Continue reading The Best Savings Accounts in Rhode Island for 2024

The Best Savings Accounts in Michigan for 2024

Maryalene Laponsie
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Surrounded by the Great Lakes, Michigan may be better known for its water than its banks, but both help make the state a good place to live. According to the Federal Deposit Insurance Corporation (FDIC), There are 81 banks in Michigan, and there are dozens of credit unions as well. Whether someone wants to bank… Continue reading The Best Savings Accounts in Michigan for 2024

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