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Many institutions online and on the street offer personal loans. The best personal loan lender for you is the one that works in your comfort zone and caters to consumers with your needs and credit profile.

When you want to borrow money, an obvious source to consider is a bank. Banks are well funded and in the business of lending dollars to qualified applicants. But that begs the question: Can you get a loan without a bank account?

Personal loans are not the most commonly-used form of borrowing, so it’s easy to make errors when shopping or applying for a personal loan. Personal loan mistakes can be very expensive, however, so read these tips before borrowing. With just a little knowledge, you can have a successful personal loan experience.

If you’re having trouble getting approved for a personal loan, consider a co-signer for a personal loan or a joint personal loan application.

What credit score is needed to get a personal loan? The minimum FICO score to get a personal loan depends on the lender, the type of loan, and the borrower’s other qualifications.

Personal loan denial is hard. It’s difficult not to take personal loan rejection, well, personally. But different lenders focus on different types of borrowers. You might be declined for a personal loan by one lender, and welcomed with open arms by another. You might have to make yourself a more attractive applicant, but there is probably a personal loan out there for you.

Personal loan prequalification or preapproval is a good step to take if you don’t need a loan today, but you think you might in the near future. Pre-qualify for a personal loan today or apply for loan preapproval. This way, you can make better spending decisions and borrow confidently.

What are the best uses for a personal loan? Some reasons for borrowing are “better” than others, but spending is a very individual indecision. Learn why some uses for a personal loan might be “better” than others, and that some kinds of personal loans are “better” for certain purposes than others.