Erik Martin

Tired of the rat race and working for someone else? Dream of becoming an entrepreneur but lack ideas for a small business you might want to launch? The good news is that there are many small businesses you can start up with little money required.

It’s important to know how to check your credit report, how to get a your credit score. And how to get a free credit report that won’t cost you later.

When you’re a homeowner, burglars aren’t the only crooks you should be concerned about infiltrating your property. An even bigger theft is home title fraud. This occurs when a bad actor alters ownership of your property title or deed by putting their name on it. And it can cost you plenty — both in terms of dollars, the time it takes to resolve it, and damage to your credit.

Using cash for all your transactions isn’t practical or safe. That’s why it’s best to get a bank account with a debit card. Problem is, some people can’t qualify for an account at many banks. And many can’t afford the various fees charged. So what’s the best bank account for you? Probably an entry-level online or mobile bank account.

Many institutions online and on the street offer personal loans. The best personal loan lender for you is the one that works in your comfort zone and caters to consumers with your needs and credit profile.

If you’re having trouble getting approved for a personal loan, consider a co-signer for a personal loan or a joint personal loan application.

Personal loan denial is hard. It’s difficult not to take personal loan rejection, well, personally. But different lenders focus on different types of borrowers. You might be declined for a personal loan by one lender, and welcomed with open arms by another. You might have to make yourself a more attractive applicant, but there is probably a personal loan out there for you.

If you have a low credit score, can you repair your credit with a personal loan? You may be able to use a personal loan to improve your credit score. This article explains how to use a personal loan to fix your credit score.

Lack the cash to make an extra-large purchase? Want to consolidate your high-interest credit card debt? Don’t have enough equity in your home to tap? Personal loans can be a good solution.

You finished your tax return. But unfortunately you owe the IRS and don’t have the money to pay your tax bill. What are your options?