Erik Martin

Many institutions online and on the street offer personal loans. The best personal loan lender for you is the one that works in your comfort zone and caters to consumers with your needs and credit profile.

If you’re having trouble getting approved for a personal loan, consider a co-signer for a personal loan or a joint personal loan application.

Personal loan denial is hard. It’s difficult not to take personal loan rejection, well, personally. But different lenders focus on different types of borrowers. You might be declined for a personal loan by one lender, and welcomed with open arms by another. You might have to make yourself a more attractive applicant, but there is probably a personal loan out there for you.

If you have a low credit score, can you repair your credit with a personal loan? You may be able to use a personal loan to improve your credit score. This article explains how to use a personal loan to fix your credit score.

Lack the cash to make an extra-large purchase? Want to consolidate your high-interest credit card debt? Don’t have enough equity in your home to tap? Personal loans can be a good solution.

You finished your tax return. But unfortunately you owe the IRS and don’t have the money to pay your tax bill. What are your options?

Student loan debt can affect your credit and be challenging to pay off, especially if it takes a while to find the right job after graduation. Making student loan payments late could negatively affect your credit score. But punctual student loan repayment can boost your credit score. Learn how to manage your credit score in this article.

When you refinance or buy a home, prepare for an expensive process. In addition to coming up with the down payment, you also have to pay closing costs that can add up to thousands. It can be challenging to scrounge up money for the latter, especially if you’re on a tight budget or this is your first home purchase. One option to cover your closing costs is a personal loan.

Personal loan prequalification or preapproval is a good step to take if you don’t need a loan today, but you think you might in the near future. Pre-qualify for a personal loan today or apply for loan preapproval. This way, you can make better spending decisions and borrow confidently.

When you want to borrow money, an obvious source to consider is a bank. Banks are well funded and in the business of lending dollars to qualified applicants. But that begs the question: Can you get a loan without a bank account?