How to Get a Personal Loan for a Tiny House

Erik J Martin
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Tiny homes are proving to be increasingly popular among a small contingent of home shoppers today. They are compact and efficient. Plus, they’re affordable and easy to maintain. And you don’t necessarily need to take out a mortgage loan to buy one. Personal loans are often used to finance tiny houses. But first, learn if you’re the right candidate for a tiny home. And determine if a personal loan is the right funding option for your needs.

Credit Card Vs Debit Card – Which Is Better?

Erik J Martin
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For disciplined consumers, plastic can be fantastic. A debit card and credit card allow you to make purchases safer and easier without having to carry cash. That begs the question: When should you use a debit card vs credit card?

How Does a Credit Repair Loan Work

Erik J Martin
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If you have a low credit score, can you repair your credit with a personal loan? You may be able to use a personal loan to improve your credit score. This article explains how to use a personal loan to fix your credit score.

Joint Personal Loans – Compare and Apply

Erik J Martin
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If you’re having trouble getting approved for a personal loan, consider a co-signer for a personal loan or a joint personal loan application.

Best Banks for Those Who Can’t Get A Bank Account

Erik J Martin
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Using cash for all your transactions isn’t practical or safe. That’s why it’s best to get a bank account with a debit card. Problem is, some people can’t qualify for an account at many banks. And many can’t afford the various fees charged. So what’s the best bank account for you? Probably an entry-level online or mobile bank account.

Personal Loan Denial – What If You’re Turned Down for A Personal Loan?

Erik J Martin
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Personal loan denial is hard. It’s difficult not to take personal loan rejection, well, personally. But different lenders focus on different types of borrowers. You might be declined for a personal loan by one lender, and welcomed with open arms by another. You might have to make yourself a more attractive applicant, but there is probably a personal loan out there for you.

How to Protect Yourself from Home Title Fraud

Erik J Martin
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When you’re a homeowner, burglars aren’t the only crooks you should be concerned about infiltrating your property. An even bigger theft is home title fraud. This occurs when a bad actor alters ownership of your property title or deed by putting their name on it. And it can cost you plenty — both in terms of dollars, the time it takes to resolve it, and damage to your credit.

Borrow Without The Bank – Loans You Can Get Without A Bank Account

Erik J Martin
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When you want to borrow money, an obvious source to consider is a bank. Banks are well funded and in the business of lending dollars to qualified applicants. But that begs the question: Can you get a loan without a bank account?

How Does Federal Reserve Affect Mortgage Rates?

Erik J Martin
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The Federal Reserve recently cut interest rates to nearly zero in response to the coronavirus outbreak. Yet this strategy may not affect mortgage interest rates, even though it’s aim is to boost the economy. In fact, mortgage rates have crept up in the last few weeks.

Can You Get a Free Credit Report? How to Check Your Own Credit

Erik J Martin
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It’s important to know how to check your credit report, how to get a your credit score. And how to get a free credit report that won’t cost you later.

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