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Gina Freeman writes about personal finance and has been featured on MoneyRates, The Mortgage Reports, MSNMoney, Fox Business, Forbes, The Motley Fool, and other fine websites. Her background includes tax accounting with Deloitte, over 20 years in mortgage sales and underwriting, systems consulting for Experian, and several years in bankruptcy law. Gina enjoys helping consumers make confident and intelligent financial decisions.

Recent Articles By Gina Pogol

How Long Does It Take to Get a Personal Loan?

Gina Pogol
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If you need to borrow money quickly, you have a few options. Fast personal loans minimize the time it takes from application to approval and funding. How long does it take to get a personal loan? That depends on the lender, the loan terms, and how prepared you are when you apply. How Long Should… Continue reading How Long Does It Take to Get a Personal Loan?

The Best Debt Consolidation Loan Rates for 2024

Gina Pogol
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If debt consolidation is right for you, you can choose from several methods. One of those options is a personal loan for debt consolidation. If you consolidate debt with a personal loan, you can put an expiration date on your debt, improve your credit score almost immediately and work toward financial security.

The Best Personal Loans Rates of 2024

Gina Pogol
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Personal loan interest rates from reputable lenders range from under 6% to about 36%. The only way to know if you’re getting a competitive offer is to compare it to offers from competing lenders. You can save hundreds or even thousands of dollars by spending a few minutes obtaining personal loan offers from reputable personal loan providers.

High Yield Reward Checking Account Rates for 2024

Gina Pogol
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Best reward checking programs and checking account rates listed daily by moneyrates.com.

2024 Tax Preparation Fees: What You Need to Know

Gina Pogol
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If you’ve never hired a tax preparer before, you’re probably wondering, “How much does it cost to have your taxes done by a professional?” Average tax preparation fees depend on three factors – How organized are your taxes? Where do you live? How complicated are your taxes?

What to Do if You Can’t Pay Your Taxes

Gina Pogol
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You finished your tax return but there’s bad news. You owe the IRS — a lot — and there’s no money to pay your tax bill. Don’t worry; you won’t be in trouble as long as you file your return, and there are several options available to you to get your tax bill under control.

Credit Sesame Vs. Credit Karma

Gina Pogol
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Personal finance experts say that we are all vulnerable to identity theft. But there are easy ways to defend yourself.

If you’re serious about protecting yourself from identity theft, here’s what you need to know when choosing between Credit Karma and Credit Sesame for free credit-monitoring services.

RV Loan Rates: Who Has The Best Rv Financing?

Gina Pogol
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Social distancing and low gas prices are fueling a boom in RV purchases in 2020. And many purchasers are first-timers who have not explored RV financing before. If wanderlust is setting in and you plan to buy an RV, you’ll probably also want to learn about RV financing.

Complete Guide on Buying A Home With Bad Credit

Gina Pogol
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When mortgage rates fall, it’s possible as a first-time home buyer to qualify for a bigger mortgage and more expensive house. But what if you have poor credit? Can you buy a house with bad credit today? Or should you work to improve your credit first?

How to Improve Credit Score – From Fair to Good

Gina Pogol
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What is a good credit score? There is no standard definition, but credit reporting agency Experian defines “good” credit as a FICO score ranging from 670 to 739. What is a fair credit score? That definition includes FICO scores from 580 to 669. You can reap huge benefits when you raise your credit score from… Continue reading How to Improve Credit Score – From Fair to Good

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