What is a good credit score? There is no standard definition, but credit reporting agency Experian defines “good” credit as a FICO score ranging from 670 to 739. What is a fair credit score? That definition includes FICO scores from 580 to 669. You can reap huge benefits when you raise your credit score from… Continue reading How to Improve Credit Score – From Fair to Good

Neobanks are disrupting the banking industry with their low fees and ease of use. They provide a mobile-friendly alternative for consumers who want fast, simple, and cheap banking services. Before you rush to open a neobank account, however, you’ll want to understand their pros and cons, safety concerns, and how they work. Neobanks have developed… Continue reading What Is a Neobank?

Personal loans are not the most commonly-used form of borrowing, so it’s easy to make errors when shopping or applying for a personal loan. Personal loan mistakes can be very expensive, however, so read these tips before borrowing. With just a little knowledge, you can have a successful personal loan experience.

How do you compare personal loan offers from competing financial institutions? By looking at more than interest rates. You’ll also consider the loan costs and terms to find the right product for you at the lowest cost.

In many cases, a personal loan can improve your credit history, enhance your mix of credit, and lower your credit utilization ratio. However, shopping for a personal loan can temporarily lower your FICO scores. It’s important to know what makes a good credit score and how a personal loan can help you achieve it.

Believing personal loan myths could cause you to pay too much for financing. Or mismanage your debt. So here are five facts you must know about personal loans before choosing any type of financing.

What are the best uses for a personal loan? Some reasons for borrowing are “better” than others, but spending is a very individual indecision. Learn why some uses for a personal loan might be “better” than others, and that some kinds of personal loans are “better” for certain purposes than others.

There are several reasons to look into dental loans before you need one. For one thing, it makes sense to see what financing options are best for you now, before you need a dental loan. And getting prequalified or preapproved can be especially helpful when you aren’t rushed or in pain.

Personal finance experts say that we are all vulnerable to identity theft. But there are easy ways to defend yourself.

If you’re serious about protecting yourself from identity theft, here’s what you need to know when choosing between Credit Karma and Credit Sesame for free credit-monitoring services.

Why do people take out expensive payday loans? Usually because they need emergency cash and are too scared or too embarrassed to try other options – or they don’t believe other sources will be fast enough or won’t approve them for a loan. And once they are in the trap, payday balances can be very hard to pay off.