Peter Andrew

A personal loan is called “unsecured” because it’s not tied to a particular asset that a lender is automatically entitled to repossess. But that doesn’t mean you get extra leeway with your payments. So what will happen if you’re late or default? And what can you do to help get yourself through sticky patches?

A personal loan to pay for wedding costs can save you money and help you pull off the occasion you want. Find the best wedding dress loans and learn to to apply for a wedding loan here.

If you suddenly fall sick, paying medical costs can quickly become a problem. And you may need to use every financial tool at your disposal. Here are some circumstances in which it can be smart to put a medical bill on a credit card.

More than 50 million American adults struggle to pay healthcare bills. No wonder medical debt is a leading cause of bankruptcy. Might carefully choosing how to borrow to cover those bills help keep you out of court? Here are some ideas that might help you.

Our lives are filled with parties, from impromptu small gatherings after work to huge bashes at destination resorts. While some don’t see the need for over-the-top events, others wouldn’t miss them. After all, big-ticket celebrations are part of many of the cultures that make up the American landscape. But the big question is how to pay for party costs?

What happens when you create and stick to a budget? You transform your life. You gain control and confidence. And you free yourself to attain goals you thought were beyond your reach.

The class of 2018 graduated with an average college debt of $29,200 each, according to The Institute for College Access and Success. And things are getting worse. Because the previous year’s figure had been $28,650. So is it possible to leave debt-free? Certainly. And even if you can’t quite manage that happy state, you should be able to keep your loans well below average. So read on to discover how you can dramatically reduce your educational costs.

Chip-and-PIN cards are the most secure form of plastic payment currently available. It’s incredibly hard to make counterfeit cards or to crack legit ones. Their biggest weak spot is … you!

FICO scores and car loans have an inverse relationship. Typically, if the first is low, the interest rate you’re going to pay on your car loan is likely to be high. So you pay more over the lifetime of your loan to buy the vehicle – or you may need to buy a less desirable car. But there’s more to it than just that. So read on …

You’re buying a boat! Congratulations! Whether you’re purchasing your first or your fifth, getting a new craft is one of life’s milestones. But there’s a high chance you’re going to need a boat loan. And that is a specialist field of financing. So get yourself up to speed before you tie yourself up in knots.