Peter Miller

Peter G. Miller is a known expert in real estate and mortgage journalism. His writing includes seven books published by Harper & Row, and he is the creator and host of the AOL Real Estate Center. His expertise appears in online outlets like TheMortgageReports.com, showcasing his deep understanding of the financial landscape. A respected voice in media, Peter has been featured in over 1,000 interviews across TV, radio, and print. His educational background, including degrees in journalism, public relations, and government public information from the American University, solidifies his standing as a trusted authority in real estate and finance.

Recent Articles By Peter Miller

Best Travel Loan – Personal Loan for A Cruise

Peter Miller
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Many believe that the best way to finance a cruise, or any non-essential short-term purchase, is to not finance it. To pay cash. But there can be good reasons to borrow money for a cruise – both personal and even financial. By paying early for your cruise, you can save up to 50%, and even get extra perks like free wifi, drinks packages and restaurant upgrades.

How Do I Get A Loan If I’M Self-Employed? – Things to Know

Peter Miller
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It can be harder to find loans if you’re self-employed. But lenders will approve installment loans for self-employed applicants if:

  • Their credit meets minimum guidelines
  • Income is consistent and reliable
  • The business and industry is healthy

Self-employed borrowers often have to supply more documentation than wage-earners to prove these things. This article illustrates what you’ll probably need to apply for a personal loan when self-employed.

Secured Vs Unsecured Personal Loans – What’s The Difference?

Peter Miller
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Personal loans are usually unsecured. Unsecured personal loans are only backed by your promise to repay them – your “personal” guaranty. If you are having a hard time getting approved for an unsecured loan, or you don’t like the interest rate the lender offers, consider a secured personal loan. Secured personal loans are backed by collateral – an asset that the lender can repossess if you don’t repay the loan.

What Types of Personal Loans Are Available?

Peter Miller
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Most personal loans are unsecured with fixed interest rates and payments. But there are other types of personal loans. These include loans secured by collateral, loans with variable interest rates and lines of credit. The best personal loan for you depends on your purpose, income and credit rating.

When and How to Refinance A Personal Loan

Peter Miller
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How do you know when it makes sense to refinance a personal loan? The personal loan refinance decision depends on three factors:

  • Can you qualify for a personal loan refinance?
  • Will you save money by refinancing your personal loan?
  • Are there better alternatives to applying for a new personal loan?

This article will walk you through these considerations and teach you how to refinance a loan.

What Is A Fico Score? What Is A VantageScore?

Peter Miller
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What is a FICO score? What is a VantageScore? How are they different and how do those differences affect your borrowing?

How to Manage Your Personal Loan Payments

Peter Miller
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Getting a personal loan is about more than securing loan approval:

  • Budget and manage your personal loan payments
  • Pay on time to improve your credit history and score
  • Consider refinancing or paying off your personal loan early

A personal loan can be your first loan and opportunity to build credit or a tool to consolidate and pay off credit that you already have. Here’s what you need to know to manage it wisely.

Personal Loans for Fair Credit 2024

Peter Miller
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Are personal loans for fair credit borrowers a good financial option? If the answer is yes, then what personal loan interest rates can borrowers expect?

What Is a Good Credit Score?

Peter Miller
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What credit score is needed to get a personal loan? The minimum FICO score to get a personal loan depends on the lender, the type of loan, and the borrower’s other qualifications.

What Kinds of Loans Are There? Learn About the Types of Loans You Can Get

Peter Miller
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What is a loan? It seems like a simple question. You need money, you ask someone to lend it to you, and you pay it back. But there are many types of loans for many purposes. This article covers the attributes of a loan and helps you decide what kinds of financing are right for your needs.

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