Peter Miller

Peter G. Miller is a nationally-syndicated real estate and mortgage columnist, the author of seven books published originally by Harper & Row (one with a co-author), and the original creator and host of the AOL Real Estate Center.

Online outlets include TheMortgageReports.com, AmOne.com, CashOutRefiTips.com, and ReFiGuide.org.

Mr. Miller has appeared in more than 1,000 radio, TV and print interviews, including Oprah!, the Today Show, This Morning on CBS, CNN, NPR, CNBC and many other well-known outlets.

Mr. Miller has a Bachelor’s degree in journalism, a Master’s degree in public relations and a Graduate Certificate in Government Public Information, all from the American University in Washington, DC. During his career he has been an accredited correspondent on Capitol Hill as a member of the Periodical Press Gallery of the House and Senate of United States and the Radio/TV Gallery of the House and Senate of the United States. He has held memberships in the White House Correspondents Association and the National Press Club.

Recent Articles By Peter Miller

Personal Loans for Fair Credit December 2022

Peter Miller
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Are personal loans for fair credit borrowers a good financial option? If the answer is yes, then what personal loan interest rates can borrowers expect?

Types of Personal Loans

Peter Miller
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Most personal loans are unsecured with fixed interest rates and payments. But there are other types of personal loans. These include loans secured by collateral, loans with variable interest rates and lines of credit. The best personal loan for you depends on your purpose, income and credit rating.

What Is A Personal Loan Origination Fee?

Peter Miller
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What is a personal loan origination fee? Is it always required? And if not, why would you ever want to pay it?

Pros and Cons of Personal Loans

Peter Miller
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Personal loans are not good or bad. Like money, personal loans are neutral. They are either right for you or wrong for you depending on your circumstances. And on your reason for borrowing.

What Is A Loan? Learn About Types of Loans

Peter Miller
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What is a loan? It seems like a simple question. You need money, you ask someone to lend it to you, and you pay it back. But there are many types of loans for many purposes. This article covers the attributes of a loan and helps you decide what kinds of financing are right for your needs.

Do Personal Loans Affect Your Tax Return?

Peter Miller
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If you’re considering a personal loan, you may be concerned about their effect on your taxes. Can you write off or deduct personal loans? Are personal loan proceeds considered taxable income? Most personal loans don’t affect most people’s taxes – but you should know the exceptions or face possible costs.

Secured Vs Unsecured Personal Loans – What’s The Difference?

Peter Miller
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Personal loans are usually unsecured. Unsecured personal loans are only backed by your promise to repay them – your “personal” guaranty. If you are having a hard time getting approved for an unsecured loan, or you don’t like the interest rate the lender offers, consider a secured personal loan. Secured personal loans are backed by collateral – an asset that the lender can repossess if you don’t repay the loan.

How to Manage Your Personal Loan Payments

Peter Miller
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Getting a personal loan is about more than securing loan approval:

  • Budget and manage your personal loan payments
  • Pay on time to improve your credit history and score
  • Consider refinancing or paying off your personal loan early

A personal loan can be your first loan and opportunity to build credit or a tool to consolidate and pay off credit that you already have. Here’s what you need to know to manage it wisely.

How Do I Get A Loan If I’M Self-Employed? – Things to Know

Peter Miller
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It can be harder to find loans if you’re self-employed. But lenders will approve installment loans for self-employed applicants if:

  • Their credit meets minimum guidelines
  • Income is consistent and reliable
  • The business and industry is healthy

Self-employed borrowers often have to supply more documentation than wage-earners to prove these things. This article illustrates what you’ll probably need to apply for a personal loan when self-employed.

Personal Loan Vs Auto Loan – Which Is Better to Buy A Car?

Peter Miller
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An auto loan is probably the most unusual bit of financing you will find. There are millions of auto loans originated every year and yet they are very different from mortgages, student loans, and credit cards. These differences mean that it can be difficult to get the best rates and terms and for that reason you might want to consider a personal loan rather than an auto loan.

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