Peter Miller

Personal loans are not good or bad. Like money, personal loans are neutral. They are either right for you or wrong for you depending on your circumstances. And on your reason for borrowing.

Are personal loans for fair credit borrowers a good financial option? If the answer is yes, then what personal loan interest rates can borrowers expect?

You’d think that paying off a car loan early would always be a good thing. But you should also know potential disadvantages of paying off a car loan early before you write that check.

What credit score is needed to get a personal loan? The minimum FICO score to get a personal loan depends on the lender, the type of loan, and the borrower’s other qualifications.

Most personal loans are unsecured with fixed interest rates and payments. But there are other types of personal loans. These include loans secured by collateral, loans with variable interest rates and lines of credit. The best personal loan for you depends on your purpose, income and credit rating.

Many believe that the best way to finance a cruise, or any non-essential short-term purchase, is to not finance it. To pay cash. But there can be good reasons to borrow money for a cruise – both personal and even financial. By paying early for your cruise, you can save up to 50%, and even get extra perks like free wifi, drinks packages and restaurant upgrades.

An auto loan is probably the most unusual bit of financing you will find. There are millions of auto loans originated every year and yet they are very different from mortgages, student loans, and credit cards. These differences mean that it can be difficult to get the best rates and terms and for that reason you might want to consider a personal loan rather than an auto loan.

What is a loan? It seems like a simple question. You need money, you ask someone to lend it to you, and you pay it back. But there are many types of loans for many purposes. This article covers the attributes of a loan and helps you decide what kinds of financing are right for your needs.

How do you know when it makes sense to refinance a personal loan? The personal loan refinance decision depends on three factors:

• Can you qualify for a personal loan refinance?
• Will you save money by refinancing your personal loan?
• Are there better alternatives to applying for a new personal loan?

This article will walk you through these considerations and teach you how to refinance a loan.

There are more than 80 million court cases a year. They often produce large attorney fees. Here’s what you can do to lower fees and use a personal loan for legal fees.