Research Center
Proprietary studies, surveys, and data analysis to help you make smarter financial decisions. Our research team examines bank fees, savings rates, cost of living, and more.
Bank Fees & Rates
Annual surveys and analysis of bank pricing, fees, and interest rates across the U.S.
Checking Account Fees Survey 2026: Analyzing Averages and Trends
Monthly maintenance fees on checking accounts rose to a record high in the latest MoneyRates.com survey. Here's how to save on these and other checking account fees.
Read Full StudyBest Places
Data-driven rankings of the best states and cities for living, retiring, and saving.
Best States to Live in the USA in 2026
See the best states to live in the USA 4+ years after the pandemic on the basis of average wages, cost of living, unemployment rates, and state taxes.
Read Full StudyAmerica's Best Rates
Annual awards and recognition for banks offering the best deposit rates nationwide.
America’s Best Savings and Deposit Rates for 2026
Savings and money market account and CD interest rates are threatened by the highest inflation rate in over 30 years. Find the best rates.
Read Full StudyPersonal Finance
Studies on consumer financial habits, savings behaviors, and economic trends.
Federal tax contributions by state: Which states pay the most?
See which states contribute the most in federal income taxes. Our analysis breaks down total revenue, per capita contributions, and the states with the fastest-growing tax burdens.
Read Full StudyQuick Reads from Our Research
Best States for Banking In 2026
Read more 5 min readHSA vs. FSA – Differences and How to Choose
Read more 5 min readWorst Places to Make a Living: MoneyRates Ranks the Lowest States
Read more 4 min readSurvey – Consumers Don’t Want What Banks Are Offering
Read more 9 min readCollege Debt Survey – Things to Know
Read more 3 min readBest Checking Account Options for Heavy ATM Users in 2026
Read moreOur Research Methodology
Every study published in the MoneyRates Research Center is built on transparent, rigorous methodology. We analyze publicly available data from regulatory filings, conduct original surveys, and apply consistent scoring frameworks so you can trust our findings.