Credit Card Knowledge Center

In addition to the research we do to explain current credit card offers, MoneyRates’s articles are designed to help you better understand how credit cards work and how to use them to advantage.

Understanding Credit Cards: From APR to Zero Interest Deals

Credit cards offers have many parts. Things that seem like small details can save – or cost you – a lot of money.

A few minutes of research can really pay off. Links on this page can help you better understand key concepts like:

  • How APR works
  • What to know about credit card fees
  • Cash back and other reward credit card deals
  • When to use balance transfer credit cards

The more you know, the better able you’ll be to choose the card that’s right for your needs.

Applying for a Credit Card and Managing Your Account

Picking the right credit card offer is just the start. What you do next can make even more difference. Learn about:

  • What factors affect your credit card application
  • How to handle your payments
  • Keeping your credit score in good shape.

Check out the articles below to learn more about credit cards.

iWallet and Google Wallet: How to Use Them to Manage Credit Cards

Rebecca Lake
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Using a mobile wallet to manage credit card information can make your financial life easier. And it could help keep your card information safe and secure from hackers as well. The coronavirus pandemic has helped fuel an uptick in the use of mobile payments. In a survey from Kingsmen Software, 55% of Americans said they’re… Continue reading iWallet and Google Wallet: How to Use Them to Manage Credit Cards

What Is a Crypto Credit Card?

Rebecca Lake
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Cryptocurrency in all its variations is moving into the mainstream alongside stocks and bonds as an investment option. In fact, 41% of adults say they’re interested in crypto, according to Gemini’s 2022 State of U.S. Crypto report. Credit card companies are capitalizing on that interest by offering credit cards that rewards you with Bitcoin and… Continue reading What Is a Crypto Credit Card?

Best Business Credit Cards for 2024

Geoff Williams
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All of these business credit cards would be lucky to work for someone like you.

Best Gas Credit Cards for 2024

Richard Barrington
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Earn money on your gas purchases with cash back Gas Credit Cards. Find your new gas rewards credit card here – choose from the best Gas Credit Cards.

Best Student Credit Cards for 2024

Geoff Williams
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Yes, you’re working on your studies. But you need to be working on building your credit, too.

Best Rewards Credit Cards for 2024

Maryalene Laponsie
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Whether you want to earn rewards for gas, groceries or dining, we have recommendations for you.

Best Cash Back Credit Cards for 2024

Maryalene Laponsie
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Selecting the right cash-back credit card could mean the difference between getting 1% back or 6% back on your purchases.

Best Balance Transfer Cards for 2024

Richard Barrington
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Considering a balance transfer card to pay down credit card debt? It’s important to have a plan and to pick the right card for your situation. Learn the ins and outs of balance transfer credit cards.

Best Prepaid Debit Cards of 2024

William Gilman
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The best prepaid debit cards help you avoid getting into debt because you’re never spending money you don’t have. They are safer than carrying cash and have the worldwide acceptance that comes with Visa and Mastercard. Prepaid debit cards are also a useful budgeting tool and can help you learn to allocate your money responsibly.

Best Travel Credit Cards for 2024

Maryalene Laponsie
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Travel credit cards can help you score free hotel rooms and flights. Find out more about how these cards work and which ones you should use.

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