Best and Worst States for Banking 2014 – Full 50-State List

Here's are the full 50-state rankings for MoneyRates.com's 2014 Best and Worst States for Banking study.

Written by Kristin Marino

Financial Expert

Why MoneyRates is your trusted source

Didn’t see your state on the lists of Best States for Banking or Worst States for Banking? Here are all 50 U.S. states as ranked by their banking conditions.

These rankings were based on an analysis of the following factors in each state’s banking industry:

Breadth of choice: According to the FDIC, these scores were based on the number of active banking institutions in each state.
Stability: This was determined by the percentage of each state’s banks that failed in 2013.
Quality of service: This ranking was based on the average “Power Circle Ratings” of banks available in each state, according to the 2014 J.D. Power U.S. Retail Banking Satisfaction Study.
Competitive rates: Every quarter, MoneyRates conducts the America’s Best Rates survey to find the best savings account rates and money market rates in the country, and states were ranked according to the availability of the top 10 banks from this survey.

Here are the full state rankings, starting with the best — Missouri.

Kristin Marino

Managing Editor

Kristin Marino is a seasoned voice in the finance and education sectors, with rich experience spanning decades as a writer and editor. Kristin has lent her editorial financial expertise to platforms like MoneyRates, The Balance, and MoneyGeek. With a keen ability to distill complex financial concepts into accessible insights, she remains dedicated to guiding readers toward informed financial choices.

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